Macon County property record for 4345 E Oak Dr, Decatur, IL 62526
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,032 sqft · built 1950 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (May 2026) |
| Tax Bill | $1,917 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13-08-259-028 |
| Primary APN | 04-13-08-259-028 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|
| Account Number | 041308259028 |
|---|---|
| Street Address | 4345 E OAK DR |
| City | DECATUR |
| State | IL |
| Zip | 62526-5772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | M A NICKEY SHORE ACS LTS 67 & 68 |
| Legal Subdivision | MOSES A NICKEYS SHRS ACRES AD |
| Legal Lot Number | 67-68 |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1100 |
4345 E Oak Dr is owned and occupied by an individual who bought it in May 2026.
Source: Macon County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| May 8, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Oct 2, 2025 | Warranty Deed, Transfer |
| Feb 10, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 11, 2021 | Deed, Transfer |
| Oct 26, 2020 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Oct 26, 2020 |
| Deed Document Number | 20265035 |
| Prior Transfer Date | Feb 8, 2022 |
| Prior Transfer Doc | 004878/589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | May 8, 2026 |
| Property Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 0000005035 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.5035 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,452.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 0000005036, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.5036 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | May 8, 2026 |
| Property Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 2026R005035 |
| Instrument Date | May 6, 2026 |
| Instrument | 20265035 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,452.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 0000005035, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20265035 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Oct 2, 2025 |
| Property Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 2025R011675 |
| Map Reference | BK 300 PG 88 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025R-011675 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $81.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 E ROOSEVELT RD, STILLMAN VALLEY, IL 61084-8816 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Feb 10, 2022 |
| Property Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 004878/589 |
| Book / Page | 4878 / 589 |
| Map Reference | BK 300 PG 88 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 1992621 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6020 E FITZGERALD RD, DECATUR, IL 62521-9537 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Feb 11, 2021 |
| Property Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 4801/796 |
| Book / Page | 4801 / 796 |
| Map Reference | BK 300 PG 88 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 1974317 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1893 W CUSHING ST, DECATUR, IL 62526-3611 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Oct 26, 2020 |
| Property Address | 4345 E OAK DR, DECATUR, IL 62526-5772 |
| Document Number | 4778/558 |
| Book / Page | 4778 / 558 |
| Map Reference | PB 300 PG 88 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 1969307 |
| Transaction Type | Foreclosure |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 96, EDWARDSVILLE, IL 62025-0096 |
The 2025 property tax bill for 4345 E Oak Dr was $1,917, up 3.4% from the year before.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,917.00 (+3.4%) Homeowner's exemption | $20,550 (+7.27%) Land $9,823 Building $10,727 | $61,656 (+7.27%) Land $29,472 Building $32,184 |
| 2024 | $1,854.00 Homeowner's exemption Additional exemption filed | $19,157 Land $9,157 Building $10,000 | $57,477 Land $27,474 Building $30,003 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4345 E Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4345 E Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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