Harford County property record for 4345 Cooper Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,568 sqft · built 1964 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Aug 2023) |
| Tax Bill | $3,344 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-032679 |
| Primary APN | 05-032679 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 032679 |
|---|---|
| Street Address | 4345 COOPER RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 1.09 AC 4345 COOPER ROAD S E OF WHITEFORD |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 305100 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4345 COOPER RD, WHITEFORD, MD 21160-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 17, 2022 | Deed, Transfer · Line of Credit FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on Record |
| Deed Sale | Aug 9, 2023 · Amount on Record |
| Prior Sale | May 17, 2022 · Amount on Record |
| Deed Book / Page | 15996 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 9, 2023 |
| Property Address | 4345 COOPER RD, WHITEFORD, MD 21160-1504 |
| Document Number | 0159960139 |
| Book / Page | 15996 / 139 |
| Map Reference | LB 15513 FO 86 |
| Instrument Date | Jul 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4345 COOPER RD, WHITEFORD, MD 21160-1504 |
| Document Number | 0159960146 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 15996/146 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 17, 2022 |
| Property Address | 4345 COOPER RD, WHITEFORD, MD 21160-1504 |
| Document Number | 0155130086 |
| Book / Page | 15513 / 86 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 BENCH ROAD, SEVERNA PARK, MD 21146-3344 |
| Investor | Possibly a Property Investor |
| Document Number | 0155130092 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 15513-0092 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | Dec 1, 2023 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,344.00 (+48.23%) Homeowner's exemption | $301,367 (+52.95%) | $351,300 (+74.34%) Land $115,900 Building $235,400 |
| 2025 | $2,256.00 (+4.54%) Homeowner's exemption | ||
| 2023 | $197,033 (+2.32%) | $201,500 (-) Land $105,900 Building $95,600 | |
| 2022 | $2,158.00 (-2.09%) | $192,567 | $201,500 Land $105,900 Building $95,600 |
| 2021 | $2,204.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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