4345 Co Rd 1098, Celeste, TX 75423 Property Records

Hunt County property record for 4345 Co Rd 1098, Celeste, TX 75423

Property Summary

Property Type	Single Family Home
Details	2,789 sqft · built 2022
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on Record
Tax Bill	$7,516 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`2488-0000-0040-21`

Property Details

APN / Parcel Number

Primary APN	`2488-0000-0040-21`
Alternative APN	`R229972`

Interior

Stories	1 Story
Building Area	2,789 sqft Living Area
1st Floor Area	2,789 sqft

Exterior

Year Built	Built 2022
Lot Area	86,684 sqft (1.99 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft
Utility Building	300 sqft

Location & Zoning

Account Number	R229972
Street Address	4345 COUNTY ROAD 1098
City	CELESTE
State	TX
Zip	75423-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2488 CLEVELAND ESTATES LOT 4 ACRES 1.99
Legal Subdivision	CLEVELAND ESTATES
Legal Lot Number	4
Jurisdiction	HUNT TX
Township / Civil Division	CELESTE
Census Block Group	2
Census Block	2079
Census Tract	960300

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4345 COUNTY ROAD 1098, CELESTE, TX 75423-5530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Jan 24, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022
Deed Sale	Jul 26, 2022
Prior Sale	Jan 24, 2022
Deed Document Number	2022-17376
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 26, 2022
Property Address	4345 COUNTY ROAD 1098, CELESTE, TX 75423-5530
Document Number	0000017376
Map Reference	CAB 1 SL 74
Instrument Date	Jul 25, 2022
Instrument	2022-17376
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5671 FM 1569, CELESTE, TX 75423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4345 COUNTY ROAD 1098, CELESTE, TX 75423-5530

Mortgage

Document Number	0000017377
Date	Jul 26, 2022
Instrument	2022-17377

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jan 24, 2022
Property Address	4345 COUNTY ROAD 1098, CELESTE, TX 75423-5530
Document Number	0000001658
Map Reference	FIEL 2019-11086
Instrument Date	Jan 21, 2022
Instrument	2022-01658
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	866 FANNIN DR, LAVON, TX 75166-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5671 FM 1569, FARMERSVILLE, TX 75442-7993
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Celeste Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$625,000 (+8.13%) Land $103,740 Building $521,260	$625,000 (+8.13%) Land $103,740 Building $521,260
2024	$7,516.00 (+666.94%)
2023		$577,990 Land $74,090 Building $503,900	$577,990 Land $74,090 Building $503,900
2022	$980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HICKORY CREEK SUD serves 5,373 people · EPA ID TX1160062
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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