1. Home
  2. Florida
  3. Spring Hill
  4. Bluewater Ave

4345 Bluewater Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 4345 Bluewater Ave, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,194 sqft · built 2002
Lot Size0.313 acres (13,616 sqft)
OwnerIndividual Name on File
Last Sale$46,000 (Mar 2018)
Tax Bill$1,625 (2025)
Deeds & MortgagesDec 2017 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APNR32-323-17-5260-1768-0160

Property Details

APN / Parcel Number

Primary APNR32-323-17-5260-1768-0160
Alternative APNs
  • 00736430
  • 736430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
Gross Area1,775 sqft
1st Floor Area1,194 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,616 sqft (0.313 acres)
Lot Dimensions125 ft deep x 110 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area140 sqft
Patio Area140 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00736430
Street Address4345 BLUEWATER AVE
CitySPRING HILL
StateFL
Zip34606-2027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 26 BLK 1768 LOT 16 ORB 753 PG 948
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 26
Legal Block1768
Legal Lot Number16
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2052
Census Tract41203

Owner

4345 Bluewater Ave is owned and occupied by an individual who bought it in March 2018.

Source: Hernando County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address4345 BLUEWATER AVE, SPRING HILL, FL 34606-2027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2017Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Aug 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2018 · Amount on File
Deed SaleMar 23, 2018 · Amount on File
Prior SaleJun 25, 2012 · Amount on File
Deed Document Number201817420
Deed Book / Page3565 / 837
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4345 BLUEWATER AVE, SPRING HILL, FL 34606-2027
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035310188
DateDec 4, 2017
Book Page3531/0188
Instrument2017067968
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateAug 18, 2017
Property Address4345 BLUEWATER AVE, SPRING HILL, FL 34606-2027
Document Number0034990611
Book / Page003499 / 000611
Instrument DateSep 30, 2015
Instrument47729
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4345 BLUEWATER AVE SPRING HILL FL 346062027, SPRING HILL, FL 34606-2027

Tax Assessment & Valuation

The 2025 property tax bill for 4345 Bluewater Ave was $1,625 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,625.00 Homeowner's exemption Widower's exemption$109,830$190,836 Land $41,392 Building $149,444
2023$103,626 (+3%) Land $103,626
2022$896.00 Homeowner's exemption$100,608$177,683 Land $32,338 Building $145,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4345 Bluewater Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1993–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4345 Bluewater Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

Nearby Properties on Bluewater Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures