4345 Apple Tree Pl, Jacksonville, FL 32258 Property Records

Duval County property record for 4345 Apple Tree Pl, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1991
Lot Size	0.355 acres (15,449 sqft)
Owner	2 Company Names on File
Last Sale	$450,000 (Jun 2026)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159008-6185`

Property Details

APN / Parcel Number

Primary APN	`159008-6185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,593 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,449 sqft (0.355 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4345 APPLE TREE PL
City	JACKSONVILLE
State	FL
Zip	32258-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	46-56 42-4S-27E CAYCES CROSSING LOT 17
Legal Range	27E
Legal Township	04S
Legal Section	42
Legal Subdivision	CAYCES CROSSING
Legal Lot Number	17
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2000
Census Tract	16811

Owner

4345 Apple Tree Pl is owned by a company that bought it in June 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	4345 APPLE TREE PL, JACKSONVILLE, FL 32258-1314
Owner Type	Company
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · VA Mortgage FUTURE FINANCIAL
Apr 23, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Apr 23, 2021 · Amount on File
Deed Document Number	2026145561
Deed Book / Page	21952 / 2052
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 24, 2026
Property Address	4345 APPLE TREE PL, JACKSONVILLE, FL 32258-1314
Document Number	0000145561
Book / Page	21952 / 2052
Instrument Date	Jun 18, 2026
Instrument	2026145561
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4345 APPLE TREE PL, JACKSONVILLE, FL 32258-1314

Mortgage

Document Number	0000145562,
Date	Jun 24, 2026
Book Page	21952/2054
Instrument	2026145562

Lender

Name	FUTURE FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 23, 2021
Property Address	4345 APPLE TREE PL, JACKSONVILLE, FL 32258-1314
Document Number	0196911692
Book / Page	19691 / 1692
Map Reference	MB 46 PG 56,56A&56B
Instrument Date	Apr 16, 2021
Instrument	2021103548
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 OSPREY LANDING LN, 39, SAINT AUGUSTINE, FL 32095-9082

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4345 APPLE TREE PL, JACKSONVILLE, FL 32258-1314

Mortgage

Document Number	196911694
Date	Apr 23, 2021
Instrument	19691/1694

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4345 Apple Tree Pl was $4,031, up 7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,989 (+1.97%)	$319,078 (+6.37%) Land $125,696 Building $193,382
2025	$4,031.00 (+7.01%) Homeowner's exemption	$247,113	$299,983 Land $110,000 Building $189,983
2024	$3,767.00 (+2.9%)
2023	$3,661.00 (+9.22%) Homeowner's exemption	$233,155 (+3%)	$302,381 (+22.86%) Land $110,000 Building $192,381
2022	$3,352.00 Homeowner's exemption	$226,365	$246,127 Land $70,000 Building $176,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4345 Apple Tree Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4345 Apple Tree Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber.

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