43440 Russia Rd, Elyria, OH 44035 Property Records

Lorain County property record for 43440 Russia Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,732 sqft · built 2004
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on Record
Last Sale	$355,220 (Dec 2022)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-001-101-055`

Property Details

APN / Parcel Number

Primary APN	`10-00-001-101-055`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
1st Floor Area	741 sqft
2nd Floor Area	761 sqft
Attic Area	480 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	83,200 sqft (1.91 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	239 sqft
Deck Area	150 sqft
Patio Area	195 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	43440 RUSSIA RD
City	ELYRIA
State	OH
Zip	44035-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O/L 1
Legal Subdivision	CARLISLE SEC 01
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1017
Census Tract	71500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	43440 RUSSIA RD, ELYRIA, OH 44035-6860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Jan 25, 2022	Transfer on Death Deed, Transfer
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN AIRLINES EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Dec 11, 2007 · Amount on Record
Deed Document Number	2022007561
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 5, 2022
Property Address	43440 RUSSIA RD, ELYRIA, OH 44035-6860
Document Number	0000900336
Instrument Date	Nov 21, 2022
Instrument	2022-0900336
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	43440 RUSSIA RD, ELYRIA, OH 44035-6860

Mortgage

Document Number	0000900337
Date	Dec 5, 2022
Instrument	2022-0900337

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 25, 2022
Property Address	43440 RUSSIA RD, ELYRIA, OH 44035-6860
Document Number	0000860175
Instrument Date	Jan 25, 2022
Instrument	2022-0860175
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43440 RUSSIA RD, ELYRIA, OH 44035-6860
Document Number	0000760851
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43440 RUSSIA RD ELYRIA OH 440356860, ELYRIA, OH 44035-6860

Mortgage

Document Number	0000760851
Date	May 19, 2020
Instrument	760851

Lender

Name	AMERICAN AIRLINES EMPS FCU
Type	Credit Union
Address	DFW AIRPORT, TX 75261-9001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,645.00	$92,170 (+%) Land $18,240 Building $73,930	$263,330 (-) Land $52,110 Building $211,220
2024	$3,645.00 (-2.23%)	$92,166 (+21.04%) Land $18,239 Building $73,927	$263,330 (+21.04%) Land $52,110 Building $211,220
2023	$3,728.00 (+0.76%)	$76,143 (-0.01%) Land $19,047 Building $57,096	$217,550 (-) Land $54,420 Building $163,130
2022	$3,700.00	$76,150 Land $19,050 Building $57,100
2021			$217,550 Land $54,420 Building $163,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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