4344 State St, Saginaw, MI 48603 Property Records

Saginaw County property record for 4344 State St, Saginaw, MI 48603

Property Summary

Property Type	Commercial
Details	5,414 sqft · built 1975
Lot Size	0.372 acres (16,204 sqft)
Owner	Company Name on Record
Last Sale	$94,500 (Jan 2012)
Tax Bill	$6,358 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-16-4102-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-16-4102-000`
Alternative APN	`124164102000`

Interior

Units	8 Units
Stories	1 Story
Building Area	5,414 sqft Total Area
1st Floor Area	2,600 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1986
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4344 STATE ST
City	SAGINAW
State	MI
Zip	48603-4074
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-1
Legal Description	LOT 2 BLK 1 MUEHLENBECK SUB- SEC 16 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	16
Legal Subdivision	MUEHLENBECK SUBDIVISION
Legal Block	1
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2011
Census Tract	10402

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10235 LAKEWOOD DR, SAGINAW, MI 48609-9702
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2012 · Amount on Record
Deed Sale	Jan 25, 2012 · Amount on Record
Prior Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	20122228
Deed Book / Page	2653 / 221
Prior Transfer Date	Aug 9, 2010
Prior Transfer Doc	0000022955
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Oct 1, 2021
Property Address	4344 STATE ST, SAGINAW, MI 48603-4074
Document Number	0000032039
Map Reference	LB 5 PG 6
Instrument Date	Sep 2, 2021
Instrument	2021032039
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10235 LAKEWOOD DR, SAGINAW, MI 48609-9702

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,400 (-1.59%)	$432,800 (-1.59%)
2025	$6,358.00 (-21.63%)
2023		$219,900	$439,800
2022	$8,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ripple Fiber.

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