4344 Montclair Dr SE, Lacey, WA 98503 Property Records

Thurston County property record for 4344 Montclair Dr SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1988
Lot Size	0.266 acres (11,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Nov 2025)
Tax Bill	$30 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`62840004600`

Property Details

APN / Parcel Number

Primary APN	`62840004600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,867 sqft
1st Floor Area	1,378 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	11,588 sqft (0.266 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4344 MONTCLAIR DR SE
City	LACEY
State	WA
Zip	98503-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT MONTCLAIR DIV 4 LT 46 DOCUMENT 023/042
Legal Range	01
Legal Township	18
Legal Section	29
Legal Subdivision	MONTCLAIR
Legal Block	4
Legal Lot Number	46
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	4
Census Block	4002
Census Tract	11300

Owner

Source: Thurston County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 24, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 18, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	20255080153
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004899646
Date	Nov 24, 2021
Instrument	4899646

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Nov 24, 2025
Property Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539
Document Number	0005080153
Map Reference	VOL 23 PG 42&43
Instrument Date	Nov 24, 2025
Instrument	5080153
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539

Mortgage

Document Number	0005080154
Date	Nov 24, 2025
Instrument	5080154

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THURSTON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004796569
Date	Oct 30, 2020
Instrument	4796569

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Sep 18, 2019
Property Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539
Document Number	0004707704
Instrument Date	Sep 18, 2019
Instrument	4707704
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4344 MONTCLAIR DR SE LACEY WA 985033539, LACEY, WA 98503-3539

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Sep 18, 2019
Property Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539
Document Number	0004707703
Map Reference	VOL 23 PG 42&43
Instrument Date	Sep 18, 2019
Instrument	4707703
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539

Mortgage

Document Number	0004707705
Date	Sep 18, 2019
Instrument	4707705

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4344 MONTCLAIR DR SE, LACEY, WA 98503-3539
Document Number	0004619439
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4344 MONTCLAIR DR SE LACEY WA 985033539, LACEY, WA 98503-3539

Mortgage

Document Number	0004619439
Date	Apr 5, 2018
Instrument	4619439

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30.00 (-99.29%)
2025	$4,249.00 (+12.59%)	$439,600 (+7.98%) Land $155,100 Building $284,500	$439,600 (+7.98%) Land $155,100 Building $284,500
2024	$3,774.00 (+3.37%)	$407,100 (+6.6%) Land $148,400 Building $258,700	$407,100 (+6.6%) Land $148,400 Building $258,700
2023	$3,651.00
2022		$381,900 Land $91,100 Building $290,800	$381,900 Land $91,100 Building $290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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