4344 Gerona Ave, Sebring, FL 33872 Property Records

Highlands County property record for 4344 Gerona Ave, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,684 sqft · built 2024
Lot Size	0.231 acres (10,039 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Feb 2024)
Tax Bill	$507 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-110-1940-0470`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-110-1940-0470`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,684 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,039 sqft (0.231 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	416 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4344 GERONA AVE
City	SEBRING
State	FL
Zip	33872-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 11 PB 9 PG 69 LOT 47 BLK 194
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	194
Legal Lot Number	47
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2060
Census Tract	960503

Owner

4344 Gerona Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Highlands County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4344 GERONA AVE, SEBRING, FL 33872-1973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 2, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Feb 10, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	20242188673
Deed Book / Page	3024 / 261
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0002077486
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 6, 2024
Property Address	4344 GERONA AVE, SEBRING, FL 33872-1973
Document Number	0002188673
Book / Page	3024 / 261
Map Reference	MB 9 PG 69
Instrument Date	Jan 30, 2024
Instrument	2188673
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4344 GERONA AVE, SEBRING, FL 33872-1973

Mortgage

Document Number	0003024263
Date	Feb 6, 2024
Instrument	3024/263

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 2, 2022
Property Address	4344 GERONA AVE, SEBRING, FL 33872-1973
Document Number	0002097456
Book / Page	2909 / 815
Map Reference	MB 9 PG 69
Instrument Date	May 31, 2022
Instrument	2097456
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$104.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 956003, DULUTH, GA 30095-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 10, 2022
Property Address	4344 GERONA AVE, SEBRING, FL 33872-1973
Document Number	0002077486
Book / Page	2883 / 1232
Map Reference	MB 9 PG 69
Instrument Date	Jan 25, 2022
Instrument	2077486
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1821 SE 7TH ST, POMPANO BEACH, FL 33060-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3468 LONGVIEW LN, LAKELAND, FL 33812-4215

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 23, 2019
Property Address	4344 GERONA AVE, SEBRING, FL 33872
Document Number	0001949244
Book / Page	002703 / 001801
Instrument Date	Jul 2, 2019
Instrument	1949244
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1630 SE 3RD ST POMPANO BEACH FL 330607530, POMPANO BEACH, FL 33060-7530

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 3, 2018
Property Address	4344 GERONA AVE, SEBRING, FL 33872
Document Number	0001890955
Book / Page	002628 / 001703
Instrument Date	Feb 27, 2018
Instrument	1890955
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 SE 3RD ST POMPANO BEACH FL 330607530, POMPANO BEACH, FL 33060-7530

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,211 Land $14,000 Building $199,211	$213,211 Land $14,000 Building $199,211
2024	$507.00 (+46.53%)
2023	$346.00 (+416.42%)	$7,000 (+75%) Land $7,000	$7,000 (+75%) Land $7,000
2022	$67.00	$4,000 Land $4,000	$4,000 Land $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4344 Gerona Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4344 Gerona Ave is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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