4344 Duval St, Spring Hill, FL 34606 Property Records

Hernando County property record for 4344 Duval St, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1986
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,000 (Nov 2023)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5260-1754-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5260-1754-0100`
Alternative APNs	`00738223` `738223`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	270 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00738223
Street Address	4344 DUVAL ST
City	SPRING HILL
State	FL
Zip	34606-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 26 BLK 1754 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 26
Legal Block	1754
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2035
Census Tract	41203

Owner

Source: Hernando County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Apr 6, 2000 · Amount on Record
Deed Document Number	202372740
Deed Book / Page	4364 / 986
Prior Transfer Date	Mar 31, 2000
Prior Transfer Doc	0013310795
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 18, 2026
Property Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169
Document Number	0000041343
Book / Page	4724 / 663
Instrument Date	Jun 12, 2026
Instrument	202641343
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169

Mortgage

Document Number	0000041343,
Date	Jun 18, 2026
Book Page	4724/663
Instrument	202641343

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 3, 2025
Property Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169
Document Number	0046050254
Book / Page	4605 / 254
Map Reference	MB 10 PG 77-85
Instrument Date	Aug 27, 2025
Instrument	2025061303
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 STOUTSBURG BLVD, PENNINGTON, NJ 08534-3001

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 16, 2023
Property Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169
Document Number	0043640986
Book / Page	4364 / 986
Map Reference	MB 10 PG 77-85
Instrument Date	Nov 3, 2023
Instrument	2023072740
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8324 PINEWOOD AVE, BROOKSVILLE, FL 34613-4758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169

Mortgage

Document Number	0004364988
Date	Nov 16, 2023
Instrument	4364/988

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 DUVAL ST, SPRING HILL, FL 34606-2169

Mortgage

Document Number	0042340897
Date	Oct 26, 2022
Book Page	4234/897
Instrument	2022078138

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (-2.54%)	$168,189 (+2.9%)	$176,373 (+1.57%) Land $35,840 Building $140,533
2024	$2,522.00 (+464.21%) Additional exemption filed	$163,449 (+169.38%)	$173,655 (+5.25%) Land $33,600 Building $140,055
2023		$60,675 (+3%) Land $60,675
2022	$447.00 Homeowner's exemption	$58,908	$164,992 Land $28,000 Building $136,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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