4344 Creekside Ln, Trappe, MD 21673 Property Records

Talbot County property record for 4344 Creekside Ln, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,690 sqft · built 1973
Lot Size	7.54 acres (328,442 sqft)
Owner	2 Trust Names on File
Last Sale	$675,000 (Nov 1997)
Tax Bill	$16,385 (2026)
Deeds & Mortgages	Feb 2026 Transfer Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-145492`

Property Details

APN / Parcel Number

Primary APN	`03-145492`
Alternative APNs	`3145492` `145492`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,690 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	328,442 sqft (7.54 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	2,665 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	714 sqft
Porch	Slab
Porch Area	142 sqft
Patio Area	463 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	145492
Street Address	4344 CREEKSIDE LN
City	TRAPPE
State	MD
Zip	21673-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	7.548 AC N/S ISLAND CREEK NECK
Legal Subdivision	ISLAND CREEK
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	1
Census Block	1020
Census Tract	960900

Owner

4344 Creekside Ln is owner-occupied and held in a trust since February 2026.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 561, TRAPPE, MD 21673-0561
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit 1ST MARINER BANK
Dec 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage 1ST MARINER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 1997 · Amount on File
Deed Sale	Nov 24, 1997 · Amount on File
Prior Sale	Oct 30, 1997
Deed Document Number	19971419
Deed Book / Page	872 / 381
Last Transfer Date	Feb 26, 2026
Transfer Doc	0032470061
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Feb 27, 2026
Property Address	4344 CREEKSIDE LN, TRAPPE, MD 21673-2015
Document Number	0032470061
Book / Page	3247 / 61
Map Reference	MB 41 FO 11
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 561, TRAPPE, MD 21673-0561

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4344 CREEKSIDE LN, TRAPPE, MD 21673-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024370073
Date	Apr 5, 2017
Book Page	2437/073

Lender

Name	1ST MARINER BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4344 CREEKSIDE LN, TRAPPE, MD 21673-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025010253
Date	Dec 20, 2017
Book Page	2501/253
Instrument	2501-253

Lender

Name	1ST MARINER BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4344 Creekside Ln was $16,385 with a homeowner's exemption, up 2% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,385.00 (+2.02%) Homeowner's exemption	$2,194,700 (+3.08%) Land $1,295,400 Building $899,300	$2,194,700 (-) Land $1,295,400 Building $899,300
2025	$16,061.00 Homeowner's exemption	$2,129,167	$2,194,700 Land $1,295,400 Building $899,300
2023	$14,967.00 Homeowner's exemption	$1,998,100 Land $1,295,400 Building $702,700	$1,998,100 Land $1,295,400 Building $702,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4344 Creekside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	34 (2003–2024)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4344 Creekside Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Fiber	1,000 / 125

Cell Coverage

5G (outdoors only) and 4G LTE

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