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4344 Cowell Rd, Concord, CA 94518 Property Records

Contra Costa County property record for 4344 Cowell Rd, Concord, CA 94518

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 949 sqft · built 1952
Lot Size0.528 acres (23,000 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Dec 2024)
Tax Bill$9,315 (2025)
Deeds & MortgagesAug 2019 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN134-070-026-7

Property Details

APN / Parcel Number

Primary APN134-070-026-7
Alternative APN
  • 134-070-026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area949 sqft Living Area
1st Floor Area949 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area23,000 sqft (0.528 acres)
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address4344 COWELL RD
CityCONCORD
StateCA
Zip94518-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionTREAT LN TR #2 POR LOT 30
Legal SubdivisionTREAT LANE 02
Legal Tract2
Legal Lot Number30
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4000
Census Tract337300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4344 COWELL RD, CONCORD, CA 94518-1808
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Deed Document Number2024133819
Prior Transfer DateNov 8, 2023
Prior Transfer Doc0000122354
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4344 COWELL RD, CONCORD, CA 94518-1808
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE SF

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141994
DateAug 30, 2019
Instrument2019-141994
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4344 COWELL RD, CONCORD, CA 94518-1808
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4344 COWELL RD, CONCORD, CA 94518-1808

Mortgage

Document Number0000291001
DateNov 30, 2020
Instrument2020-291001
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$765,000 (+2%) Land $612,000 Building $153,000
2025$9,315.00 (+331.65%)$750,000 (+509.98%) Land $600,000 Building $150,000
2023$2,158.00 (+2.62%) Homeowner's exemption$122,955 Land $62,809 Building $60,146
2022$2,103.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Sonic Telecom, T-Mobile.

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