4344 Courageous Cir, Cincinnati, OH 45252 Property Records

Hamilton County property record for 4344 Courageous Cir, Cincinnati, OH 45252

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 895 sqft · built 1994
Lot Size	0.022 acres (958 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2025)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`510-0183-0375-00`

Property Details

APN / Parcel Number

Primary APN	`510-0183-0375-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	895 sqft
Basement Area	895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	958 sqft (0.022 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4344 COURAGEOUS CIR
City	CINCINNATI
State	OH
Zip	45252-1985
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 63 1.22% YACHT CLUB TOWNEHOMES CONDO PHASE IX
Legal Subdivision	YACHT CLUB TOWNEHOMES CONDO PHASE IX
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2012
Census Tract	20502

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4344 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Oct 21, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Jul 14, 1994
Deed Document Number	202582660
Deed Book / Page	15528 / 1223
Prior Transfer Date	Jan 17, 2010
Prior Transfer Doc	0000000898
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 23, 2025
Property Address	4344 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Document Number	0000082660
Book / Page	15528 / 1223
Map Reference	MB 311 PG 81
Instrument Date	Oct 8, 2025
Instrument	2025-0082660
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 COURAGEOUS CIR, CINCINNATI, OH 45252-1985

Mortgage

Document Number	0000082661
Date	Oct 23, 2025
Book Page	15528/1228
Instrument	2025-0082661

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Oct 21, 2025
Property Address	4344 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Document Number	0000081703
Book / Page	15526 / 932
Map Reference	MB 311 PG 81
Instrument Date	Oct 8, 2025
Instrument	2025-0081703
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00 (+7.64%) Homeowner's exemption	$54,005 (-) Land $10,500 Building $43,505	$154,300 (-) Land $30,000 Building $124,300
2024	$2,343.00 (-2.42%) Homeowner's exemption	$54,005 (-) Land $10,500 Building $43,505
2023	$2,401.00 (+5.58%) Homeowner's exemption	$54,005 (+24.46%) Land $10,500 Building $43,505	$154,300 (+24.46%) Land $30,000 Building $124,300
2022	$2,274.00 Homeowner's exemption	$43,393 Land $8,750 Building $34,643
2020			$123,980 Land $25,000 Building $98,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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