4344 280th St W, Northfield, MN 55057 Property Records

Dakota County property record for 4344 280th St W, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1890
Lot Size	3.07 acres (133,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2018)
Tax Bill	$502 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-00600-27-030`

Property Details

APN / Parcel Number

Primary APN	`41-00600-27-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1937
Construction Type	Wood
Lot Area	133,952 sqft (3.07 acres)
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	4344 280TH ST W
City	NORTHFIELD
State	MN
Zip	55057-5370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 6 TWN 112 RANGE 19 6 112 19 W 12 R OF E 49 R 8 1/2 FT OF N 41 R OF NW 1/4
Legal Range	19W
Legal Township	112
Legal Section	06
Legal Block	27
Legal Lot Number	30
Jurisdiction	DAKOTA MN
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1006
Census Tract	61502

Owner

Source: Dakota County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer PILLAR TITLE SERVICES
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK
Sep 21, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Dec 5, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FIN'L
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	20183283551
Last Transfer Date	Jul 29, 2026
Transfer Doc	0003735681
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 3, 2026
Property Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370
Document Number	0003735681
Instrument Date	Jul 29, 2026
Instrument	20263735681
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Recording Date	Jul 21, 2026
Property Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370
Document Number	0003733644
Instrument Date	Jul 13, 2026
Instrument	20263733644
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370

Mortgage

Document Number	0003733644,
Date	Jul 21, 2026
Instrument	20263733644

Lender

Name	MERCHANTS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 13, 2027

Interest

Rate Type	Balloon
Rate	6.52%
Initial Type	Balloon
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370
Document Number	0003329347
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 280TH ST W NORTHFIELD MN 550575370, NORTHFIELD, MN 55057-5370

Mortgage

Document Number	0003329347
Date	Oct 1, 2019
Instrument	3329347

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Dec 5, 2018
Property Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370
Document Number	0003283551
Instrument Date	Dec 3, 2018
Instrument	3283551
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	VIKING TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 280TH ST, CASTLE ROCK, MN 55010-7000

Mortgage

Document Number	0003283552
Date	Dec 5, 2018
Instrument	3283552

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370
Document Number	0003198123
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 280TH ST CASTLE ROCK MN 55010, CASTLE ROCK, MN 55010

Mortgage

Document Number	0003198123
Date	Jun 22, 2017
Instrument	3198123

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 10, 2017
Property Address	4344 280TH ST W, NORTHFIELD, MN 55057-5370
Document Number	0003178017
Instrument Date	Jan 24, 2017
Instrument	3178017
Transaction Type	Transfer
Record Updated	Mar 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 280TH ST CASTLE ROCK MN 55010, CASTLE ROCK, MN 55010

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
County Subdivision	Waterford Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$502.00 (-84.71%)	$348,300 (+5.58%) Land $99,700 Building $248,600	$348,300 (+5.58%) Land $99,700 Building $248,600
2023	$3,284.00 Homeowner's exemption
2022		$329,900 Land $101,400 Building $228,500	$329,900 Land $101,400 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2001–2011)
Most Recent Claim	Mar 2011 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
JTN Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications.

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