4343 Emerald Ridge Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 4343 Emerald Ridge Loop, Helena, MT 59602 · Last verified August 2023

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 1,377 sqft · built 2007
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Tax Bill	$3,901 (2023)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`R0536229`

Property Details

APN / Parcel Number

Primary APN	`R0536229`
Alternative APNs	`05-1996-32-3-03-18-0000` `0000038788`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Basement Area	1,377 sqft
Finished Basement	1,377 sqft

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000038788
Street Address	4343 EMERALD RIDGE LOOP
City	HELENA
State	MT
Zip	59602-6050
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	EMERALD RIDGE SUBD, S32, T11 N, R02 W, LOT 18, COS #3083509
Legal Subdivision	EMERALD RIDGE SUBD
Legal Lot Number	18
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3022
Census Tract	1202

Owner

Source: Lewis And Clark County records · APN R0536229

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2687 AIRPORT RD, HELENA, MT 59601-1262
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK OF MONTANA
Apr 04, 2022	Warranty Deed, Transfer · Line of Credit STOCKMAN BANK
Apr 06, 2020	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2022
Deed Sale	Apr 04, 2022
Prior Sale	Feb 05, 2015
Deed Document Number	3396449
Deed Book / Page	M60 / 8618
Record Updated	Jun 07, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	4343 EMERALD RIDGE LOOP, HELENA, MT 59602-6050
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 EMERALD RIDGE LOOP, HELENA, MT 59602-6050

Mortgage

Document Number	00M62/8050
Date	Dec 18, 2023
Book Page	M62/8050
Instrument	3419147

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 30, 2024

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 04, 2022
Property Address	4343 EMERALD RIDGE LOOP, HELENA, MT 59602-6050
Document Number	00M60/8618
Book / Page	M60 / 8618
Map Reference	DOC 3394204
Instrument Date	Mar 30, 2022
Instrument	3396449
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 EMERALD RIDGE LOOP, HELENA, MT 59602-6050

Mortgage

Document Number	0003396450
Date	Apr 04, 2022
Instrument	3396450

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 04, 2023

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	4343 EMERALD RIDGE LOOP, HELENA, MT 59602-6050
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/8884
Date	Apr 06, 2020
Book Page	M56/8884
Instrument	3352787

Lender

Name	STOCKMAN BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,901.00	$431,200	$431,200 Land $45,732 Building $385,468

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300490012023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978, rainfall accumulation

Wildfire

Wildfire Risk	Low above 35% of the US · above 13% of Montana
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Montana Internet	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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