4342 Talco Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 4342 Talco Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,356 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$156,990 (Jul 2019)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-1048-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-1048-0030`
Alternative APNs	`00579626` `579626`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	592 sqft
Upper Floors Area	48 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00579626
Street Address	4342 TALCO AVE
City	SPRING HILL
State	FL
Zip	34609-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 1048 LOT 3
Legal Range	18E
Legal Township	23S
Legal Section	08
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	1048
Legal Lot Number	3
Legal Unit	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3031
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4342 TALCO AVE, SPRING HILL, FL 34609-2056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Grant Deed, Transfer · Conventional with PMI INSPIRE HM LNS INC
Sep 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	2019044929
Deed Book / Page	3729 / 1622
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 19, 2019
Property Address	4342 TALCO AVE, SPRING HILL, FL 34609-2056
Document Number	0037291622
Book / Page	003729 / 001622
Instrument Date	Jul 18, 2019
Instrument	44929
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4342 TALCO AVE SPRING HILL FL 34609, SPRING HILL, FL 34609

Mortgage

Document Number	37291624
Date	Jul 19, 2019
Book Page	003729/001624
Instrument	44930

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 4, 2018
Property Address	4342 TALCO AVE, SPRING HILL, FL 34609-2056
Document Number	0036190493
Book / Page	003619 / 000493
Instrument Date	Aug 21, 2018
Instrument	53398
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$85.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #101 GREENSBORO NC 274102447, 101, GREENSBORO, NC 27410-2447
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (+2.15%) Additional exemption filed	$142,477 (+5.99%)	$227,911 (+3.55%) Land $38,500 Building $189,411
2023		$134,429 Land $134,429
2022	$1,440.00		$220,088 Land $32,000 Building $188,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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