4342 Old Wagon Rd, Delta, CO 81416 Property Records

Delta County property record for 4342 Old Wagon Rd, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,027 sqft · built 1998
Lot Size	2.79 acres (121,532 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2017)
Tax Bill	$3,163 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Apr 2009 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R015613`

Property Details

APN / Parcel Number

Primary APN	`R015613`
Alternative APN	`345725402001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	3,027 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Terrain	Gentle Slope
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	R015613
Street Address	4342 OLD WAGON RD
City	DELTA
State	CO
Zip	81416-3578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4342 OLD WAGON RD DELTA 81416 S: 25 T: 15S R: 96W SUBDIVISION: ALLEN #1 MINOR SUBDIVISION LOT: 1 TOTAL AC 2.79 +- LT 1 ALLEN #1 MINOR SUBD PTSE4 SEC 25 T15S R96W 6PM 2.79 AC BK 712 PG 305 PLAT BK 16 PG 67 BK 753 PGS 501 THRU 505 BK 759 PGS 314, 315 &
Legal Subdivision	ALLEN #1 MINOR SUBDIVISION
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3027
Census Tract	965100

Owner

4342 Old Wagon Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4342 OLD WAGON RD, DELTA, CO 81416-3578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2010	Deed of Trust, Mortgage · Conventional Mortgage MERRILL LYNCH CREDIT CORP
Apr 21, 2009	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 26, 2016	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 10, 2014	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Oct 10, 2014 · Amount on File
Deed Document Number	2017697063
Record Updated	Jun 8, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	4342 OLD WAGON RD, DELTA, CO 81416-3578
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000646425
Date	Oct 27, 2010
Instrument	646425

Lender

Name	MERRILL LYNCH CREDIT CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	4342 OLD WAGON RD, DELTA, CO 81416-3578
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000633752
Date	Apr 21, 2009
Instrument	633752

Lender

Name	BANK OF THE WEST
Type	Bank
Address	DELTA, CO 81416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	4342 OLD WAGON RD, DELTA, CO 81416-3578
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000690865
Date	Oct 26, 2016
Instrument	690865

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	4342 OLD WAGON RD, DELTA, CO 81416-3578
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000734496
Date	Nov 17, 2021
Instrument	734496

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jul 31, 2017
Property Address	4342 OLD WAGON RD, DELTA, CO 81416-3578
Document Number	0000697063
Instrument Date	Jul 31, 2017
Instrument	697063
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4342 OLD WAGON RD, DELTA, CO 81416-3578

Mortgage

Document Number	0000697064
Date	Jul 31, 2017
Instrument	697064

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

October 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 10, 2014
Property Address	4342 OLD WAGON RD, DELTA, CO 81416-3578
Document Number	0000676335
Instrument Date	Oct 8, 2014
Instrument	676335
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000676336
Date	Oct 10, 2014
Instrument	676336

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 4342 Old Wagon Rd was $3,163, down 2.5% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,163.00 (-2.5%)	$46,491 (-5.16%) Land $6,875 Building $39,616	$743,850 Land $110,000 Building $633,850
2024	$3,244.00 (+3.97%)	$49,018 (-) Land $7,789 Building $41,229
2023	$3,120.00 (+34.14%)	$49,018 (+36.01%) Land $7,789 Building $41,229	$731,611 (+41.09%) Land $116,260 Building $615,351
2022	$2,326.00	$36,039 Land $4,518 Building $31,521	$518,541 Land $65,000 Building $453,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4342 Old Wagon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4342 Old Wagon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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