Oakland County property record for 4342 Beach Rd, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,231 sqft · built 1980 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Jul 2024) |
| Tax Bill | $10,817 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 88-20-18-402-023 |
| Primary APN | 88-20-18-402-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,231 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Basement Area | 1,490 sqft |
| Unfinished Basement | 1,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 111,514 sqft (2.56 acres) |
| Lot Dimensions | 225 ft deep x 153 ft wide |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 113 sqft |
| Patio Area | 413 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4342 BEACH RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 18 PART OF SE 1/4 BEG AT PT DIST N 1550 FT FROM S 1/4 COR, TH N15 FT, TH E 237 FT, TH N 250 FT, TH W 237 FT, |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 18 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 196600 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2652 RENSHAW DR, TROY, MI 48085-3738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on Record |
| Deed Sale | Jul 23, 2024 · Amount on Record |
| Prior Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 202481759 |
| Deed Book / Page | 59511 / 474 |
| Prior Transfer Date | Nov 20, 2007 |
| Prior Transfer Doc | 0000040250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4342 BEACH RD, TROY, MI 48098-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4342 BEACH RD, TROY, MI 48098-4229 |
| Document Number | 0000009506 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 55491/496 |
| Instrument | 9506 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 30, 2019 |
| Property Address | 4342 BEACH RD, TROY, MI 48098-4229 |
| Document Number | 0000121438 |
| Book / Page | 53079 / 00129 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 121438 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4342 BEACH RD, 4342, TROY, MI 48098-4229 |
| Name | Verified Name |
|---|---|
| Address | 4342 BEACH RD, TROY, MI 48098-4229 |
| Document Number | 5307900303 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 53079/00303 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,817.00 (+35.87%) | ||
| 2023 | $481,360 | ||
| 2022 | $7,961.00 | $240,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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