4341 Ridgeway Ave, Ashland, KY 41101 Property Records

Boyd County property record for 4341 Ridgeway Ave, Ashland, KY 41101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,137 sqft · built 1938
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$78,500 (Nov 2006)
Tax Bill$218 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN039-06-13-011.00

Property Details

APN / Parcel Number

Primary APN039-06-13-011.00
Alternative APN
  • 455061

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,137 sqft Living Area

Exterior

Year BuiltBuilt 1938
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchPorch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number455061
Street Address4341 RIDGEWAY AVE
CityASHLAND
StateKY
Zip41101-6493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionLOT 4 BLOCK 21 & PART OF LOT 5 GARTRELL REALTY CO ADDITION
Legal SubdivisionREALTY CO ADDITION
Legal Block21
Legal Lot Number4,5
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1038
Census Tract30400

Owner

Source: Boyd County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4341 RIDGEWAY AVE, ASHLAND, KY 41101-6493
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2006 · Amount on Record
Deed SaleNov 20, 2006 · Amount on Record
Deed Document Number588622
Deed Book / PageD698 / 497
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYD KY
Property Address4341 RIDGEWAY AVE, ASHLAND, KY 41101-6493
Transaction TypeMortgage
Record UpdatedFeb 19, 2019
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1388/261
DateAug 30, 2018
Book PageM1388/261
Instrument9749793
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
MunicipalityAshland City
Unified School DistrictAshland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$218.00 (-8.79%) Homeowner's exemption$78,500 (-) Land $10,000 Building $68,500$78,500 (-) Land $10,000 Building $68,500
2023$239.00 Homeowner's exemption$78,500 Land $10,000 Building $68,500$78,500 Land $10,000 Building $68,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1979–2021)
Claims Outside the SFHA3 of 9
Most Recent ClaimMar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER WORKS
serves 44,402 people · EPA ID KY0100011
Water SourceSurface water
Last State InspectionNov 2025
Also Mapped HereHECLA WATER ASSOCIATION
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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