4341 Cool Hill Rd, Providence Forge, VA 23140 Property Records

Charles City County property record for 4341 Cool Hill Rd, Providence Forge, VA 23140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,399 sqft · built 1993
Lot Size	5.94 acres (258,746 sqft)
Owner	Individual Name on Record
Last Sale	$273,456 (May 2019)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Sep 2021 Refinance Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9 3 C`

Property Details

APN / Parcel Number

Primary APN	`9 3 C`
Alternative APN	`571`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,399 sqft Gross Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2018
Lot Area	258,746 sqft (5.94 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	571
Street Address	4341 COOL HILL RD
City	PROVIDENCE FORGE
State	VA
Zip	23140-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	NR. LEBANON LOT 6 PAR. C PS#477 DB235-1178,117-261 PS#24,21 IN15-292,08-333
Legal Lot Number	6
Jurisdiction	CHARLES CITY VA
Township / Civil Division	2
Census Block Group	1
Census Block	1018
Census Tract	600200

Owner

Source: Charles City County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4341 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 7, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	2019303
Prior Transfer Date	Aug 4, 2016
Prior Transfer Doc	0000000723
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES CITY VA
Property Address	4341 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2801
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100994
Date	Sep 28, 2021
Instrument	202100994

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES CITY VA
Property Address	4341 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000250
Date	Apr 1, 2020
Instrument	202000250

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLES CITY VA
Recording Date	May 7, 2019
Property Address	4341 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2801
Document Number	0190000303
Instrument Date	Apr 26, 2019
Instrument	190000303
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 COOL HILL RD, PROVIDENCE FORGE, VA 23140-2801

Mortgage

Document Number	0190000304
Date	May 7, 2019
Instrument	190000304

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Charles City County assessment roll, as of July 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Charles City County
Unified School District	Charles City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,334.00	$338,200 Land $33,200 Building $305,000	$338,200 Land $33,200 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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