Whatcom County property record for 4341 Cable St, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,250 sqft · built 1969 |
| Lot Size | 0.497 acres (21,689 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $9,163 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96105 |
| Primary APN | 96105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,250 sqft Living Area |
| 1st Floor Area | 928 sqft |
| 2nd Floor Area | 1,594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,689 sqft (0.497 acres) |
| Garage Type | Mixed |
| Garage Area | 2,685 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 570 sqft |
| Storage Building | 480 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 96105 |
|---|---|
| Street Address | 4341 CABLE ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR3 |
| Legal Description | LAKEWAY MANOR DIV 1 LOTS 6-7 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 27 |
| Legal Subdivision | LAKEWAY MANOR DIV 1 |
| Legal Lot Number | 6 7 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 805 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 21, 2023 | Intrafamily Transfer, Transfer |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Oct 17, 2013 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Oct 17, 2013 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0000601589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 21, 2023 |
| Property Address | 4341 CABLE ST, BELLINGHAM, WA 98229-2544 |
| Document Number | 0000601589 |
| Map Reference | MB 9 PG 72 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023-0601589 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4341 CABLE ST, BELLINGHAM, WA 98229-2544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000102628 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-0102628 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4341 CABLE ST, BELLINGHAM, WA 98229-2544 |
| Document Number | 2210103703 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4341 CABLE ST BELLINGHAM WA 982292544, BELLINGHAM, WA 98229-2544 |
| Document Number | 2210103703 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 103703 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 24, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4341 CABLE ST, BELLINGHAM, WA 98229-2544 |
| Document Number | 2170702117 |
| Instrument Date | Oct 17, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4341 CABLE ST BELLINGHAM WA 982292544, BELLINGHAM, WA 98229-2544 |
| Document Number | 2170702117 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 702117 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 19, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4341 CABLE ST, BELLINGHAM, WA 98229-2544 |
| Document Number | 2170702118 |
| Instrument Date | Oct 17, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4341 CABLE ST BELLINGHAM WA 982292544, BELLINGHAM, WA 98229-2544 |
| Document Number | 2170702118 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 702118 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,163.00 (+34.26%) | $1,024,452 (+18.52%) Land $294,912 Building $729,540 | $1,024,452 (+18.52%) Land $294,912 Building $729,540 |
| 2022 | $864,382 Land $248,832 Building $615,550 | $864,382 Land $248,832 Building $615,550 | |
| 2021 | $6,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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