4340 Towers Rd, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4340 Towers Rd, Saint Charles, MO 63304

Property Summary

Property Type	Government / Public Use
Details	3 bd · 1 ba · 2,747 sqft · built 1978
Lot Size	1.62 acres (70,567 sqft)
Owner	Company Name on File
Last Sale	$225,950 (Jun 1997)
Flood Zone	Zone X (minimal risk)
APN	`534840A001`

Property Details

APN / Parcel Number

Primary APN	`534840A001`
Alternative APN	`3-0036-5190-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,747 sqft

Exterior

Year Built	Built 1978
Lot Area	70,567 sqft (1.62 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	534840A001
Old Parcel Number	534840A001
Street Address	4340 TOWERS RD
City	SAINT CHARLES
State	MO
Zip	63304-7444
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Local Zoning Code	AF0
Legal Description	CLOVER VALLEY EST LOT 1
Legal Range	04E
Legal Township	46N
Legal Subdivision	CLOVER VALLEY EST
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2000
Census Tract	311122

Owner

Source: St. Charles County records · APN 534840A001

Assessment roll updated July 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1385 MOTHERHEAD RD, SAINT CHARLES, MO 63304-7666
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 1997 · Amount on Record
Deed Sale	Jun 01, 1997 · Amount on Record
Deed Document Number	0019431935
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Assessed Market Value
2022	$211,701 Land $211,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 185 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.