4340 Sunset Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 4340 Sunset Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,776 sqft · built 2022
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$522,900 (May 2026)
Tax Bill	$4,811 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032G0-04-00-09100`

Property Details

APN / Parcel Number

Primary APN	`032G0-04-00-09100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,776 sqft Finished Area
Basement Area	704 sqft
Finished Basement	315 sqft
Unfinished Basement	389 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	5,097 sqft (0.117 acres)
View / Lot	Proximity to Airport
Garage Area	400 sqft
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4340 SUNSET DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD PH 4 LOT 91
Legal Subdivision	BRIARWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

4340 Sunset Dr is owned and occupied by an individual who bought it in May 2026.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4340 SUNSET DR, CHARLOTTESVILLE, VA 22911-2404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Feb 8, 2022	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Feb 8, 2022 · Amount on File
Deed Document Number	20264963
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 26, 2026
Property Address	4340 SUNSET DR, CHARLOTTESVILLE, VA 22911-2404
Document Number	0000004963
Instrument Date	May 4, 2026
Instrument	20264963
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,812.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4340 SUNSET DR, CHARLOTTESVILLE, VA 22911-2404

Mortgage

Document Number	0000004964,
Date	May 26, 2026
Instrument	20264964

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000004965,
Date	May 26, 2026
Instrument	20264965

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 8, 2022
Property Address	4340 SUNSET DR, CHARLOTTESVILLE, VA 22911-2404
Document Number	202200001689
Map Reference	MB 5602 PG 363-373
Instrument Date	Jan 3, 2022
Instrument	202200001689
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 SUNSET DR, CHARLOTTESVILLE, VA 22911-2404

Mortgage

Document Number	202200001690
Date	Feb 8, 2022
Instrument	202200001690

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4340 Sunset Dr was $4,811, up 6.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,811.00 (+6.56%)	$538,100 (+6.53%) Land $150,000 Building $388,100	$538,100 (+6.53%) Land $150,000 Building $388,100
2025	$4,515.00	$505,100 Land $130,000 Building $375,100	$505,100 Land $130,000 Building $375,100
2023	$3,809.00	$446,100 Land $130,000 Building $316,100	$446,100 Land $130,000 Building $316,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4340 Sunset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4340 Sunset Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Dr

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