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4340 Steed Ter, Winter Park, FL 32792 Property Records

Seminole County property record for 4340 Steed Ter, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,966 sqft · built 1989
Lot Size0.31 acres (13,500 sqft)
Owner2 Individual Names on Record
Last Sale$383,700 (Dec 2005)
Tax Bill$4,047 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-21-30-514-0000-0150

Property Details

APN / Parcel Number

Primary APN25-21-30-514-0000-0150
Alternative APN
  • 21302551400000150

Interior

Bedrooms4 Beds
Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,966 sqft Living Area
Gross Area3,518 sqft
1st Floor Area1,998 sqft
Upper Floors Area968 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,500 sqft (0.31 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area244 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4340 STEED TER
CityWINTER PARK
StateFL
Zip32792-7625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AAA
Legal DescriptionLOT 15 KINGS COVE PB 38 PGS 64 TO 66
Legal Range30E
Legal Township21S
Legal Section25
Legal SubdivisionKINGS COVE
Legal Tract514
Legal Lot Number15
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2001
Census Tract22207

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4340 STEED TER, WINTER PARK, FL 32792-7625
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Nov 1, 2017Deed of Trust, Mortgage · VA Mortgage
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2005 · Amount on Record
Deed SaleDec 20, 2005 · Amount on Record
Prior SaleApr 1, 2005 · Amount on Record
Deed Document Number2005219859
Deed Book / Page6049 / 135
Prior Transfer DateJul 15, 2004
Prior Transfer Doc0057020983
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4340 STEED TER, WINTER PARK, FL 32792-7625
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098400986
DateFeb 9, 2021
Book Page9840/986
Instrument2021017630
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4340 STEED TER, WINTER PARK, FL 32792-7625
Document Number0090221311
Book / Page009022 / 001311
Instrument DateNov 1, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4340 STEED TER WINTER PARK FL 327927625, WINTER PARK, FL 32792-7625

Mortgage

Document Number0090221311
DateNov 13, 2017
Book Page009022/001311
Instrument114436
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,047.00 (+7.89%)$308,100 (+5.99%)$578,401 (+10.54%) Land $110,000 Building $468,401
2023$3,751.00 (+0.7%) Homeowner's exemption$290,696 (+3%)$523,262 (+9.2%) Land $95,000 Building $428,262
2022$3,725.00 Homeowner's exemption$282,229$479,175 Land $85,000 Building $394,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Metronet.

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