4340 Oak Forest Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4340 Oak Forest Dr, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1961
Lot Size	0.241 acres (10,514 sqft)
Owner	Company Name on Record
Last Sale	$1,042,000 (Jun 2021)
Tax Bill	$2,162 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099-164-02`

Property Details

APN / Parcel Number

Primary APN	`099-164-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
Gross Area	1,056 sqft
1st Floor Area	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,514 sqft (0.241 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	099-164-02
Street Address	4340 OAK FOREST DR
City	CHARLOTTE
State	NC
Zip	28215-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L30 BB M2095-581
Legal Subdivision	OAK FOREST SEC 1
Legal Block	B
Legal Lot Number	30
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3002
Census Tract	1504

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 PARKWAY PL SE, MARIETTA, GA 30067-4439
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jun 11, 2021	Special Warranty Deed, Transfer OS NATIONAL LLC
Dec 31, 2018	Loan Modification, Mortgage · Line of Credit GOLDMAN SACHS BK USA
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit GOLDMAN SACHS BK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	0036171310
Deed Book / Page	36171 / 310
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4340 OAK FOREST DR, CHARLOTTE, NC 28215-3853
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045320
Date	Mar 24, 2022
Book Page	37181/594
Instrument	2022045320

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 9, 2027

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 11, 2021
Property Address	4340 OAK FOREST DR, CHARLOTTE, NC 28215-3853
Document Number	0000114740
Book / Page	36171 / 310
Map Reference	MB 2095 PG 581
Instrument Date	Jun 9, 2021
Instrument	2021114740
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,084.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3495 PIEDMONT RD NE # NE11-300, NE11-300, ATLANTA, GA 30305-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE # 9TH, MARIETTA, GA 30067-4439
Mail Care Of	FIRSTKEY HOMES LLC
Investor	Possibly a Property Investor

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 31, 2018
Property Address	4340 OAK FOREST DR, CHARLOTTE, NC 28215-3853
Book / Page	033203 / 000603
Instrument Date	Dec 21, 2018
Instrument	160131
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3495 PIEDMONT ROAD NE 11 #300 ATLANTA GA 30305, 300, ATLANTA, GA 30305

Mortgage

Document Number	0000160131
Date	Dec 31, 2018
Book Page	033203/000603
Instrument	160131

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank
Address	200 WEST ST, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Dec 30, 2021

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4340 OAK FOREST DR, CHARLOTTE, NC 28215-3853
Document Number	0000000786
Book / Page	031476 / 000538
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 12, 2017
Title Company	HOME NATIONAL TITLE SERVICES INC, HM NAT'L TITLE SVCS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	75 14TH ST NE #2300 ATLANTA GA 303093675, 2300, ATLANTA, GA 30309-3675

Mortgage

Document Number	0000000786
Date	Jan 4, 2017
Book Page	031476/000538
Instrument	786

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank
Address	200 WEST ST, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 3, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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