4340 Milano Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4340 Milano Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,921 sqft · built 1998
Lot Size	0.85 acres (3,693 sqft)
Owner	Company Name on File
Last Sale	$218,000 (Dec 1999)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`160-643-19-00`

Property Details

APN / Parcel Number

Primary APN	`160-643-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,693 sqft (0.85 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4340 MILANO WAY
City	OCEANSIDE
State	CA
Zip	92057-7645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-6
Legal Description	LOT 51 TR 013264
Legal Subdivision	IVEY RANCH
Legal Tract	013264
Legal Block	1
Legal Lot Number	51
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4340 Milano Way is owned by a company that acquired it in March 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4340 MILANO WAY, OCEANSIDE, CA 92057-7645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
May 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 1999 · Amount on File
Deed Sale	Dec 15, 1999 · Amount on File
Prior Sale	Nov 24, 1997 · Amount on File
Deed Document Number	1999814242
Last Transfer Date	Mar 30, 2020
Transfer Doc	0000238348
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4340 MILANO WAY, OCEANSIDE, CA 92057-7645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395558
Date	Jul 22, 2020
Instrument	2020-0395558

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2020
Property Address	4340 MILANO WAY, OCEANSIDE, CA 92057-7645
Document Number	0000238348
Instrument Date	Mar 30, 2020
Instrument	238348
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 MILANO WAY OCEANSIDE CA 920577645, OCEANSIDE, CA 92057-7645

Tax Assessment & Valuation

The 2025 property tax bill for 4340 Milano Way was $3,705 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,737 (+2%) Land $94,049 Building $247,688
2025	$3,705.00 Homeowner's exemption	$335,037 Land $92,205 Building $242,832
2023	$3,519.00 (+1.59%) Homeowner's exemption	$322,029 Land $88,626 Building $233,403
2022	$3,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4340 Milano Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4340 Milano Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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