4340 Lorenzetti Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 4340 Lorenzetti Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1980
Lot Size	0.149 acres (6,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jan 2013)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`035-381-007`

Property Details

APN / Parcel Number

Primary APN	`035-381-007`
Alternative APN	`035-381-007-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,429 sqft
1st Floor Area	992 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Lot Area	6,480 sqft (0.149 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4340 LORENZETTI DR
City	OAKLEY
State	CA
Zip	94561-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05011 L0007 B EX MR
Legal Subdivision	SUBDIVISION 5011
Legal Tract	05011
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SF POLICE CU
Apr 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAND HOME FINANCIAL SERVICES
Apr 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jul 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PACIFIC FUNDING GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2013 · Amount on Record
Deed Sale	Jan 22, 2013 · Amount on Record
Prior Sale	Oct 24, 1996 · Amount on Record
Deed Document Number	201316695
Last Transfer Date	Oct 13, 2020
Transfer Doc	0000241762
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 25, 2026
Property Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312
Document Number	0000066726
Instrument Date	Jun 18, 2026
Instrument	202666726
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312

Mortgage

Document Number	0000066726,
Date	Jun 25, 2026
Instrument	202666726

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312

Mortgage

Document Number	0000024177
Date	Mar 15, 2024
Instrument	2024-024177

Lender

Name	SF POLICE CU
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312

Mortgage

Document Number	0000038565
Date	Apr 26, 2023
Instrument	2023-038565

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 19, 2020
Property Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312
Document Number	0000241762
Map Reference	MB 230 PG 29
Instrument Date	Oct 13, 2020
Instrument	2020-241762
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312

Mortgage

Document Number	0000241763
Date	Oct 19, 2020
Instrument	2020-241763

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 22, 2020
Property Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312
Document Number	0000076275
Map Reference	MB 230 PG 29
Instrument Date	Apr 15, 2020
Instrument	2020-076275
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312

Mortgage

Document Number	0000076276
Date	Apr 22, 2020
Instrument	2020-076276

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 20, 2017
Property Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312
Document Number	0000130019
Map Reference	MAP230 PG29
Instrument Date	Jul 13, 2017
Instrument	2017-130019
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4340 LORENZETTI DR, OAKLEY, CA 94561-2312

Mortgage

Document Number	0000130020
Date	Jul 20, 2017
Instrument	2017-130020

Lender

Name	PACIFIC FUNDING GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$175,834 (+2%) Land $94,197 Building $81,637
2025	$2,941.00 (+2.69%)	$172,387 (+4.04%) Land $92,350 Building $80,037
2023	$2,864.00 (+0.63%)	$165,695 Land $88,765 Building $76,930
2022	$2,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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