4340 Cold Spring Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 4340 Cold Spring Rd, Indianapolis, IN 46228

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,280 sqft · built 1955
Lot Size0.549 acres (23,914 sqft)
OwnerIndividual Name on File
Tax Bill$3,561 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN49-06-15-101-015.000-800

Property Details

APN / Parcel Number

Primary APN49-06-15-101-015.000-800
Alternative APN
  • 8038485

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,280 sqft Living Area
Gross Area3,494 sqft
1st Floor Area2,280 sqft
Upper Floors Area832 sqft
Basement Area642 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1961
Construction TypeStone
Roof MaterialAsphalt
Lot Area23,914 sqft (0.549 acres)
Lot Dimensions232 ft deep x 103 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address4340 COLD SPRING RD
CityINDIANAPOLIS
StateIN
Zip46228-3328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionLARSON HIGHLANDS L2
Legal SubdivisionLARSON HIGHLANDS
Legal Lot Number2
JurisdictionMARION IN
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4003
Census Tract321002

Owner

Source: Marion County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4340 COLD SPRING RD, INDIANAPOLIS, IN 46228-3328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2025
Deed SaleJul 18, 2025
Prior SaleSep 13, 2006 · Amount on Record
Deed Document Number202560067
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Recording DateMay 27, 2026
Property Address4340 COLD SPRING RD, INDIANAPOLIS, IN 46228-3328
Document Number0000043810
Instrument DateMay 9, 2026
Instrument202643810
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4340 COLD SPRING RD, INDIANAPOLIS, IN 46228-3328

Mortgage

Document Number0000043810,
DateMay 27, 2026
Instrument202643810
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 25, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWashington Township
Consolidated CityIndianapolis City
Unified School DistrictWashington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,561.00 (-3.08%)$292,900 (-0.2%) Land $44,400 Building $248,500$292,900 (-0.2%) Land $44,400 Building $248,500
2023$3,674.00 (+4.05%)$293,500 (+10.96%) Land $44,400 Building $249,100$293,500 (+10.96%) Land $44,400 Building $249,100
2022$3,531.00 (+22.73%) Homeowner's exemption$264,500 Land $33,400 Building $231,100$264,500 Land $33,400 Building $231,100
2021$2,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Xiber.

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