4340 Cider Mill Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4340 Cider Mill Dr, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,812 sqft · built 1988
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$149,000 (May 2000)
Tax Bill$4,101 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-32-14B-396

Property Details

APN / Parcel Number

Primary APN41-32-14B-396

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,812 sqft Living Area
1st Floor Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area14,985 sqft (0.344 acres)
View / LotCul-de-sac
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4340 CIDER MILL DR
CityCINCINNATI
StateOH
Zip45245-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIDER MILL E; LOT 51
Legal SubdivisionCIDER MILL
Legal Lot Number51
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3006
Census Tract41403

Owner

Source: Clermont County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4340 CIDER MILL DR, CINCINNATI, OH 45245-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2000 · Amount on Record
Deed SaleMay 5, 2000 · Amount on Record
Prior SaleNov 7, 1991 · Amount on Record
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4340 CIDER MILL DR, CINCINNATI, OH 45245-1402
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4340 CIDER MILL DR, CINCINNATI, OH 45245-1402

Mortgage

Document Number0000037773
DateNov 19, 2021
Book Page2902/3164
Instrument202100037773
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueDec 10, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,101.00 (-49.4%)$81,490 (-) Land $12,570 Building $68,920
2024$232,800 (-) Land $35,900 Building $196,900
2023$8,105.00 (+135.88%) Homeowner's exemption$81,490 (+38.17%) Land $12,570 Building $68,920$232,800 (+38.16%) Land $35,900 Building $196,900
2022$3,436.00 Homeowner's exemption$58,980 Land $9,100 Building $49,880
2020$168,500 Land $26,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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