4340 4th Ave, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 4340 4th Ave, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1974
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Apr 1991)
Tax Bill	$10,573 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2022 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-00042-06-00033`

Property Details

APN / Parcel Number

Primary APN	`01-00042-06-00033`
Alternative APN	`0100042000600033`

Interior

Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	250 ft deep x 60 ft wide

Location & Zoning

Street Address	4340 4TH AVE
City	AVALON
State	NJ
Zip	08202-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Block	42.6
Legal Lot Number	33
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	2
Census Block	2048
Census Tract	20902

Owner

4340 4th Ave is owned and occupied by two individuals who bought it in April 1991.

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4340 4TH AVE, AVALON, NJ 08202-1527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HARVEST FEDERAL CREDIT UNION
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HARVEST FCU
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH JERSEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 1991 · Amount on File
Deed Sale	Apr 17, 1991 · Amount on File
Prior Sale	Jul 11, 1987 · Amount on File
Deed Book / Page	2139 / 223
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	4340 4TH AVE, AVALON, NJ 08202-1527
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023723
Date	Oct 27, 2023
Book Page	M6683/674
Instrument	2023023723

Lender

Name	FIRST HARVEST FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 26, 2043

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	4340 4TH AVE, AVALON, NJ 08202-1527
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004880
Date	Feb 8, 2022
Book Page	M6525/788
Instrument	2022004880

Lender

Name	FIRST HARVEST FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	4340 4TH AVE, AVALON, NJ 08202-1527
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029432
Date	Jun 11, 2021
Book Page	6414/781
Instrument	2021029432

Lender

Name	SOUTH JERSEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,722,000 (-) Land $1,700,000 Building $22,000	$1,722,000 (-) Land $1,700,000 Building $22,000
2025		$1,722,000 Land $1,700,000 Building $22,000	$1,722,000 Land $1,700,000 Building $22,000
2024	$10,573.00
2023		$1,722,000 Land $1,700,000 Building $22,000	$1,722,000 Land $1,700,000 Building $22,000
2022	$9,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4340 4th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 692 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,308 units insured incl. 616 condo units
Nearby Flood Claims	932 (1979–2026)
Claims Outside the SFHA	3 of 932
Most Recent Claim	Feb 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 439 claims Severe Coastal Storm, Jan 1992 · 53 claims Coastal Storms & Flooding, Mar 1984 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4340 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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