4340 112th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 4340 112th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,613 sqft · built 2025
Lot Size0.319 acres (13,883 sqft)
Owner2 Individual Names on Record
Last Sale$401,990 (Oct 2025)
Tax Bill$2,864 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6123-1225-9

Property Details

APN / Parcel Number

Primary APN6123-1225-9

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,613 sqft Living Area
Gross Area3,164 sqft
1st Floor Area1,086 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,883 sqft (0.319 acres)
View / LotStandard
Garage TypeAttached
Garage Area441 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4340 112TH ST E
CityPALMETTO
StateFL
Zip34221-2994
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 76, MANDARIN GROVE PH II PI #6123.1225/9
Legal SubdivisionMANDARIN GROVE PH II
Legal Lot Number76
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group2
Census Block2027
Census Tract1915

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4340 112TH ST E, PALMETTO, FL 34221-2994
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Deed Document Number2025120945
Record UpdatedSep 20, 2026

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateOct 1, 2025
Property Address4340 112TH ST E, PALMETTO, FL 34221-2994
Document Number0041120945
Map ReferenceMB 79 PG 165
Instrument DateSep 26, 2025
Instrument202541120945
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 30, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,814.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5901 N HONORE AVE STE 250, 250, SARASOTA, FL 34243-2636

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4340 112TH ST E, PALMETTO, FL 34221-2994

Mortgage

Document Number0041120946
DateOct 1, 2025
Instrument202541120946
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateOct 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.75%
IndexSOFR Average 30-Day
Max Rate8.75%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,837 (+475.5%) Land $69,998 Building $332,839$402,837 (+475.5%) Land $69,998 Building $332,839
2025$69,998 Land $69,998$69,998 Land $69,998
2024$2,864.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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