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434 Winsome Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 434 Winsome Pl, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,326 sqft · built 1985
Lot Size0.74 acres (3,221 sqft)
Owner2 Individual Names on File
Last Sale$667,000 (Mar 2018)
Tax Bill$8,866 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN257-440-45-00

Property Details

APN / Parcel Number

Primary APN257-440-45-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,326 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area3,221 sqft (0.74 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address434 WINSOME PL
CityENCINITAS
StateCA
Zip92024-5410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 TR 010834
Legal SubdivisionENCINITAS #4232
Legal Tract010834
Legal Block1
Legal Lot Number45
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract17104

Owner

Source: San Diego County records · APN 257-440-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address434 WINSOME PL, ENCINITAS, CA 92024-5410
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jan 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Mar 08, 2018Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2018 · Amount on Record
Deed SaleMar 08, 2018 · Amount on Record
Prior SaleJul 11, 1996 · Amount on Record
Deed Document Number201892756
Last Transfer DateJan 15, 2020
Transfer Doc0000042113
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address434 WINSOME PL, ENCINITAS, CA 92024-5410
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 WINSOME PL, ENCINITAS, CA 92024-5410

Mortgage

Document Number0000256566
DateApr 02, 2021
Instrument2021-0256566
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 27, 2020
Property Address434 WINSOME PL, ENCINITAS, CA 92024-5410
Document Number0000042113
Map ReferenceMAP 10834
Instrument DateJan 15, 2020
Instrument2020-0042113
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address434 WINSOME PL, ENCINITAS, CA 92024-5410

Mortgage

Document Number0000042114
DateJan 27, 2020
Instrument2020-0042114
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 08, 2018
Property Address434 WINSOME PL, ENCINITAS, CA 92024-5410
Document Number0000092756
Map ReferenceMAP 10834
Instrument DateFeb 12, 2018
Instrument2018-0092756
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address434 WINSOME PL, ENCINITAS, CA 92024-5410

Mortgage

Document Number0000092757
DateMar 08, 2018
Instrument2018-0092757
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$774,102 (+2%) Land $458,328 Building $315,774
2025$8,866.00 (+7.21%)$758,925 (+4.04%) Land $449,342 Building $309,583
2023$8,270.00 (+2.43%)$729,457 Land $431,895 Building $297,562
2022$8,074.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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