434 Waverly Dr, Merced, CA 95341 Property Records

Merced County property record for 434 Waverly Dr, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2008
Lot Size	0.149 acres (6,467 sqft)
Owner	2 Company Names on Record
Last Sale	$204,500 (Aug 2007)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2020 Mortgage
Flood Zone	Zone AO (high risk)
APN	`259-285-002-000`

Property Details

APN / Parcel Number

Primary APN	`259-285-002-000`
Alternative APN	`259-285-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,511 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,467 sqft (0.149 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-285-002
Street Address	434 WAVERLY DR
City	MERCED
State	CA
Zip	95341-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	THE MEADOWS LOT 80
Legal Subdivision	MEADOWS
Legal Lot Number	80
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1022
Census Tract	1604

Owner

Source: Merced County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	434 WAVERLY DR, MERCED, CA 95341-7039
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2007 · Amount on Record
Deed Sale	Aug 24, 2007 · Amount on Record
Deed Document Number	200747687
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 14, 2026
Property Address	434 WAVERLY DR, MERCED, CA 95341-7039
Document Number	0000024581
Instrument Date	Sep 4, 2026
Instrument	202624581
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	434 WAVERLY DR, MERCED, CA 95341-7039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	434 WAVERLY DR, MERCED, CA 95341-7039
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 WAVERLY DR, MERCED, CA 95341-7039

Mortgage

Document Number	0000035740
Date	Oct 2, 2020
Instrument	2020035740

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,699 (+2%) Land $120,572 Building $153,127
2025	$4,562.00 (+6.99%) Homeowner's exemption	$268,333 (+4.04%) Land $118,208 Building $150,125
2023	$4,264.00 (+2.25%) Homeowner's exemption	$257,916 Land $113,619 Building $144,297
2022	$4,170.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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