434 Waterside Dr, Central Point, OR 97502 Property Records

Jackson County property record for 434 Waterside Dr, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$432,528 (Sep 2021)
Tax Bill	$4,701 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`372W03BC3104`

Property Details

APN / Parcel Number

Primary APN	`372W03BC3104`
Alternative APNs	`372W03BC03104` `11007334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	2,031 sqft
1st Floor Area	1,455 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Patio Area	119 sqft

Location & Zoning

Street Address	434 WATERSIDE DR
City	CENTRAL POINT
State	OR
Zip	97502-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMR
Legal Range	02W
Legal Township	37S
Legal Section	03
Legal Quarter	2
Legal Subdivision	THE NORTH VILLAGE AT TWIN CREEKS
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

Source: Jackson County records · APN 372W03BC3104

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	434 WATERSIDE DR, CENTRAL POINT, OR 97502-2563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202138743
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Sep 10, 2021
Property Address	434 WATERSIDE DR, CENTRAL POINT, OR 97502-2563
Document Number	0000038743
Map Reference	VOL 44 PG 12
Instrument Date	Sep 09, 2021
Instrument	2021-038743
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 WATERSIDE DR, CENTRAL POINT, OR 97502-2563

Mortgage

Document Number	0000038744
Date	Sep 10, 2021
Instrument	2021-038744

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,080 (+3%)	$505,620 (+2.22%) Land $113,000 Building $392,620
2025	$4,701.00 (+2.53%)	$275,810 (+3%) Land $70,760 Building $205,050	$494,620 (-5.28%) Land $116,400 Building $378,220
2024	$4,585.00 (+3.31%)	$267,780 (+3%) Land $68,700 Building $199,080	$522,180 (+4.01%) Land $112,150 Building $410,030
2023	$4,438.00 (+2.4%)	$259,990 (+3%) Land $66,700 Building $193,290	$502,030 (+6.19%) Land $135,310 Building $366,720
2022	$4,334.00	$252,420 Land $64,760 Building $187,660	$472,770 Land $127,800 Building $344,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Project A Fixed Wireless	200 / 25
Whittrio Fixed Wireless	100 / 30

May also be available: Hunter Communications & Technologies, Lumen Technologies.

Based on FCC filings for 230 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.