434 Walnut St, Denver, PA 17517 Property Records

Lancaster County property record for 434 Walnut St, Denver, PA 17517

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,786 sqft · built 1915
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2024)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-71077-0-0000`

Property Details

APN / Parcel Number

Primary APN	`140-71077-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	708 sqft
Upper Floors Area	893 sqft
Basement Area	708 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Row Home
Exterior Material	Brick/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Area	198 sqft
Porch	Enclosed Porch
Porch Area	240 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	434 WALNUT ST
City	DENVER
State	PA
Zip	17517-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	434 WALNUT ST
Legal Lot Number	4
Jurisdiction	LANCASTER PA
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1063
Census Tract	10102

Owner

434 Walnut St is owned and occupied by an individual who bought it in September 2024.

Source: Lancaster County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	434 WALNUT ST, DENVER, PA 17517-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 10, 2021	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Dec 10, 2021 · Amount on File
Deed Document Number	20246801216
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Oct 9, 2026
Property Address	434 WALNUT ST, DENVER, PA 17517-1440
Document Number	0000042410
Instrument Date	Sep 16, 2026
Instrument	202642410
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 WALNUT ST, DENVER, PA 17517-1440

Mortgage

Document Number	0000042410,
Date	Oct 9, 2026
Instrument	202642410

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2054

Interest

Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 10, 2021
Property Address	434 WALNUT ST, DENVER, PA 17517-1440
Document Number	0006651066
Instrument Date	Dec 10, 2021
Instrument	6651066
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 WALNUT ST, DENVER, PA 17517-1440

Mortgage

Document Number	0006651067
Date	Dec 10, 2021
Instrument	6651067

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	434 WALNUT ST, DENVER, PA 17517-1440
Document Number	0006457761
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 WALNUT ST DENVER PA 175171440, DENVER, PA 17517-1440

Mortgage

Document Number	0006457761
Date	May 17, 2019
Instrument	6457761

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 16, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 434 Walnut St was $3,486, up 4.7% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Denver Borough
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,200 Land $26,700 Building $97,500	$124,200 Land $26,700 Building $97,500
2025	$3,486.00 (+4.72%)
2024	$3,329.00	$124,200 Land $26,700 Building $97,500
2018			$124,200 Land $26,700 Building $97,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 434 Walnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER BORO serves 3,861 people · EPA ID PA7360017
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Upward Broadband, Xfinity.

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