434 W Faribault St, Duluth, MN 55803 Property Records

St. Louis County property record for 434 W Faribault St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,233 sqft · built 1962
Lot Size	0.189 acres (8,237 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2002)
Tax Bill	$3,834 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0640-01645`

Property Details

APN / Parcel Number

Primary APN	`010-0640-01645`
Alternative APN	`1092021`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,233 sqft Gross Area
1st Floor Area	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	8,237 sqft (0.189 acres)
Garage Area	280 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	444 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1092021
Street Address	434 W FARIBAULT ST
City	DULUTH
State	MN
Zip	55803-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 13 FT OF LOT 19 ALL OF LOT 20 ANDWLY 12 FT OF LOT 21 SERIAL #
Legal Subdivision	COLMANS 3RD ADD TO DULUTH
Legal Block	5
Legal Lot Number	19-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	100

Owner

434 W Faribault St is owned by an individual who bought it in August 2002.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5404 OTTER RIVER RD, DULUTH, MN 55803-9208
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC
Sep 29, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit PIONEER NAT'L BK/DULUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2002 · Amount on File
Deed Sale	Aug 19, 2002 · Amount on File
Deed Document Number	2002728887
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	434 W FARIBAULT ST, DULUTH, MN 55803-1733
Document Number	00T1030821
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5404 OTTER RIVER RD DULUTH MN 558039208, DULUTH, MN 55803-9208

Mortgage

Document Number	00T1030821
Date	Oct 21, 2020
Instrument	T1030821

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 29, 2020
Property Address	434 W FARIBAULT ST, DULUTH, MN 55803-1733
Document Number	00T1029628
Instrument Date	Sep 8, 2020
Instrument	T1029628
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5404 OTTER RIVER RD DULUTH MN 558039208, DULUTH, MN 55803-9208

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	434 W FARIBAULT ST, DULUTH, MN 55803-1733
Document Number	000T983470
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5404 OTTER RIVER RD DULUTH MN 558039208, DULUTH, MN 55803-9208

Mortgage

Document Number	000T983470
Date	Mar 30, 2017
Instrument	T983470

Lender

Name	PIONEER NAT'L BK/DULUTH
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 434 W Faribault St was $3,834, up 8.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,834.00 (+8.86%)
2025	$3,522.00 (+4.45%)	$294,500 (+15.04%) Land $31,700 Building $262,800	$294,500 (+15.04%) Land $31,700 Building $262,800
2024	$3,372.00	$256,000 Land $33,200 Building $222,800	$256,000 Land $33,200 Building $222,800
2022		$220,600 Land $38,600 Building $182,000	$220,600 Land $38,600 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 W Faribault St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 W Faribault St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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