434 W Edwards St, Springfield, IL 62704 Property Records

Sangamon County property record for 434 W Edwards St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,529 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2025)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Jun 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-33.0-254-011`

Property Details

APN / Parcel Number

Primary APN	`14-33.0-254-011`
Alternative APN	`14330254011 (CHECK DIGIT = 5)`

Exterior

Lot Area	7,529 sqft (0.172 acres)

Location & Zoning

Account Number	14330254011
Street Address	434 W EDWARDS ST
City	SPRINGFIELD
State	IL
Zip	62704-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40' E 42' W 220' L 32 ASSRS SUB NE 33 & PT W1/2 NW 34-16-5
Legal Subdivision	ASSRS SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1000
Census Tract	1900

Owner

434 W Edwards St is owned and occupied by an individual who acquired it in November 2025.

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage SANGAMON SCHOOLS CU
Jun 5, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Nov 24, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK SPRINGFIELD
Nov 25, 2025	Intrafamily Transfer, Transfer
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 16, 2015	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Jun 16, 2015 · Amount on File
Deed Document Number	202518335
Last Transfer Date	Nov 25, 2025
Transfer Doc	2025R21493
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R13383
Date	Apr 14, 2006
Instrument	2006R13383

Lender

Name	SANGAMON SCHOOLS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 13, 2016

Interest

Rate Type	Fixed Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R29511
Date	Jun 5, 2009
Instrument	2009R29511

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R53785
Date	Nov 24, 2009
Instrument	2009R53785

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 23, 2024

Interest

Rate Type	Fixed Rate

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Nov 25, 2025
Property Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918
Document Number	2025R21493
Instrument Date	Nov 25, 2025
Instrument	2025R21493
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 15, 2025
Property Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918
Document Number	2025R18335
Instrument Date	Oct 7, 2025
Instrument	2025R18335
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918

Mortgage

Document Number	2025R18336
Date	Oct 15, 2025
Instrument	2025R18336

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.9%

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 16, 2015
Property Address	434 W EDWARDS ST, SPRINGFIELD, IL 62704-1918
Document Number	2015R15781
Map Reference	REBECCA L
Instrument Date	Jun 12, 2015
Instrument	2015R15781
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 GRAND AVE STE E, E, GURNEE, IL 60031-2966

Mortgage

Document Number	2015R15782
Date	Jun 16, 2015
Instrument	2015R15782

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.37%

Mortgage

Document Number	2015R15783
Date	Jun 16, 2015
Instrument	2015R15783

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 434 W Edwards St was $1,715 with a homeowner's exemption, up 5.5% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (+5.47%) Homeowner's exemption	$27,190 (+7.22%) Land $5,320 Building $21,870	$81,570 (+7.22%) Land $15,960 Building $65,610
2024	$1,626.00 Homeowner's exemption	$25,359 Land $4,962 Building $20,397	$76,077 Land $14,886 Building $61,191
2022	$1,431.00 Homeowner's exemption	$21,972 Land $4,299 Building $17,673	$65,916 Land $12,897 Building $53,019

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 W Edwards St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 434 W Edwards St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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