434 Trade Winds Ave, Naples, FL 34108 Property Records

Collier County property record for 434 Trade Winds Ave, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	2,575 sqft · built 2015
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$4,250,000 (Dec 2025)
Tax Bill	$34,487 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Nov 2022 Second Mortgage + 7 more
Flood Zone	Zone AE (high risk)
APN	`233800 M 53A29`

Property Details

APN / Parcel Number

Primary APN	`233800 M 53A29`
Alternative APN	`27584960005`

Interior

Stories	3 Stories
Building Area	2,575 sqft Living Area
1st Floor Area	2,575 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Pool Area	240 sqft
Deck Area	733 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	434 TRADE WINDS AVE
City	NAPLES
State	FL
Zip	34108-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK M LOT 5
Legal Range	25
Legal Township	48
Legal Section	29
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	M
Legal Lot Number	5
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

434 Trade Winds Ave is owned by two individuals who bought it in December 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2203 MUELLER LN, SEA GIRT, NJ 08750-2413
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Construction Mortgage CAPITAL RESOURCE LLC
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RESOURCE CAPITAL LLC
Aug 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Mar 5, 2023	Quit Claim Deed, Transfer · Commercial Mortgage SECURITY CAPITAL VENTURES LLC
Dec 13, 2022	Warranty Deed, Transfer NOT AVAILABLE, VIDCLOSE INC
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP
May 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 27, 2018	Warranty Deed, Transfer KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Jun 10, 2024 · Amount on File
Deed Document Number	20256767168
Deed Book / Page	6539 / 631
Prior Transfer Date	Feb 24, 2023
Prior Transfer Doc	0062213777
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 105TH AVE N, NAPLES, FL 34108-1837

Mortgage

Document Number	0061803768
Date	Oct 13, 2022
Book Page	6180/3768
Instrument	6317507

Lender

Name	CAPITAL RESOURCE LLC
Type	Non-Lending Institution
Address	SOUTHBOROUGH, MA 01772

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 LOS AVENUE NORTH, NAPLES, FL 34108

Mortgage

Document Number	0061922615
Date	Nov 22, 2022
Book Page	6192/2615
Instrument	6332643

Lender

Name	RESOURCE CAPITAL LLC
Type	Non-Lending Institution
Address	SOUTHBOROUGH, MA 01772

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 FORTALEZA WAY, VISTA, CA 92081-2530

Mortgage

Document Number	0062742031
Date	Aug 3, 2023
Book Page	6274/2031
Instrument	6436323

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 23, 2025
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Document Number	0065390631
Book / Page	6539 / 631
Map Reference	MB 3 PG 17
Instrument Date	Dec 18, 2025
Instrument	6767168
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,750.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13524 ROSEWOOD LN, NAPLES, FL 34119-8536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 MUELLER LN, SEA GIRT, NJ 08750-2413

Mortgage

Document Number	0006539633
Date	Dec 23, 2025
Instrument	6539/633

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.74%
Max Rate At Change	7.74%
Index	1-Year CMT
Max Rate	10.7%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 5, 2023
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Document Number	0062213777
Book / Page	6221 / 3777
Map Reference	MB 3 PG 17
Instrument Date	Feb 24, 2023
Instrument	6371460
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 FORTALEZA WAY # 6, 6, VISTA, CA 92081-2530

Mortgage

Document Number	0062213780
Date	Mar 5, 2023
Instrument	6221/3780

Lender

Name	SECURITY CAPITAL VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2024

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 13, 2022
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Document Number	0061973921
Book / Page	6197 / 3921
Map Reference	MB 3 PG 17
Instrument Date	Dec 6, 2022
Instrument	6339594
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	NOT AVAILABLE, VIDCLOSE INC

Transaction

Amount	Amount on Record
Tax	$38,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8970 FONTANA DEL SOL WAY STE 2, 2, NAPLES, FL 34109-4416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CARIBBEAN RD, NAPLES, FL 34108-3406

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 23, 2022
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Document Number	0061443959
Book / Page	6144 / 3959
Map Reference	MB 3 PG 17
Instrument Date	Jun 16, 2022
Instrument	6273565
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17191 CHERRYWOOD CT, 17191, BONITA SPRINGS, FL 34135-8896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375

Mortgage

Document Number	0061443961
Date	Jun 23, 2022
Instrument	6144/3961

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 15, 2019
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Document Number	0056300227
Book / Page	005630 / 000227
Instrument Date	May 6, 2019
Instrument	5712897
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$18,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 TRADE WINDS AVE NAPLES FL 341082375, NAPLES, FL 34108-2375

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 27, 2018
Property Address	434 TRADE WINDS AVE, NAPLES, FL 34108-2375
Document Number	0054811454
Book / Page	005481 / 001454
Instrument Date	Feb 26, 2018
Instrument	5516572
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	434 TRADEWINDS AVE NAPLES FL 341082375, NAPLES, FL 34108-2375

Mortgage

Document Number	54811456
Date	Feb 27, 2018
Book Page	005481/001456
Instrument	5516573

Lender

Name	KEMBA CU
Type	Credit Union
Address	8763 UNION CENTRE BLVD, WEST CHESTER, OH 45069-4897

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 434 Trade Winds Ave was $34,487, up 11.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,922,395 (-12.27%) Land $1,305,000 Building $1,617,395	$2,922,395 (-12.27%) Land $1,305,000 Building $1,617,395
2025	$34,487.00 (+11.39%)	$3,330,972 (+12.16%) Land $1,170,000 Building $2,160,972	$3,330,972 (+12.16%) Land $1,170,000 Building $2,160,972
2024	$30,961.00 (-27.97%)	$2,969,846 (-26.22%) Land $1,468,800 Building $1,501,046	$2,969,846 (-26.22%) Land $1,468,800 Building $1,501,046
2023	$42,983.00 (+48.43%)	$4,025,511 (+76.71%) Land $2,367,000 Building $1,658,511	$4,025,511 (+35.8%) Land $2,367,000 Building $1,658,511
2022	$28,958.00	$2,278,010	$2,964,302 Land $1,266,300 Building $1,698,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Trade Winds Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Trade Winds Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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