434 Timber Way S, Hernando, MS 38632 Property Records

DeSoto County property record for 434 Timber Way S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,997 sqft · built 2000
Lot Size	0.273 acres (11,909 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2022)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-11-0-00117-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-11-0-00117-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,997 sqft Adjusted Area
1st Floor Area	1,592 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	11,909 sqft (0.273 acres)
Lot Dimensions	206 ft deep x 86 ft wide
Patio Area	250 sqft

Location & Zoning

Street Address	434 TIMBER WAY S
City	HERNANDO
State	MS
Zip	38632-1175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	NORTHWOOD HILLS S/D SEC C LOT 117
Legal Range	008
Legal Township	03S
Legal Section	12
Legal Subdivision	NORTHWOOD HILLS S/D
Legal Lot Number	117
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1045
Census Tract	71122

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK AND TRUST COMPANY
Mar 14, 2024	Deed of Trust, Mortgage SOUTHERN BANCORP BANK
Mar 25, 2024	Intrafamily Transfer, Transfer
Sep 28, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage SOUTHERN BANCORP BANK
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Book / Page	1013 / 217
Last Transfer Date	Mar 13, 2024
Transfer Doc	01024/4938
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005004/497
Date	Jul 31, 2020
Book Page	5004/497

Lender

Name	GUARANTY BANK AND TRUST COMPANY
Type	Non-Lending Institution
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175

Mortgage

Document Number	5661/22037
Date	Mar 14, 2024
Book Page	5661/22037

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 12, 2027

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 25, 2024
Property Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175
Document Number	01024/4938
Book / Page	1024 / 4938
Map Reference	MB 66 PG 49
Instrument Date	Mar 13, 2024
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Sep 28, 2022
Property Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175
Document Number	001013/217
Book / Page	1013 / 217
Map Reference	MB 66 PG 49
Instrument Date	Sep 22, 2022
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175

Mortgage

Document Number	0000056101
Date	Sep 28, 2022
Instrument	5610/1

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Oct 1, 2025

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 29, 2018
Property Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175
Document Number	000874/244
Book / Page	0874 / 244
Map Reference	MB 66 PG 49
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1296 DOGWOOD HOLLOW DR, NESBIT, MS 38651-8327

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 TIMBER WAY S, HERNANDO, MS 38632-1175
Investor	Possibly a Property Investor

Mortgage

Document Number	0004643131
Date	Nov 29, 2018
Instrument	4643/131

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+12.06%)	$16,610 (+35.12%) Land $2,500 Building $14,110	$166,099 (+35.11%) Land $25,000 Building $141,099
2023	$1,459.00	$12,293	$122,932 Land $25,000 Building $97,932

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

434 Timber Way S, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Timber Way S

Nearby Streets

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