434 Sunfish Ln, Temperance, MI 48182 Property Records

Monroe County property record for 434 Sunfish Ln, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Feb 2014)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-492-053-00`

Property Details

APN / Parcel Number

Primary APN	`02-492-053-00`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	434 SUNFISH LN
City	TEMPERANCE
State	MI
Zip	48182-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE WOODS PLAT 2 LOT 53
Legal Subdivision	PRAIRIE WOODS
Legal Lot Number	53
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2007
Census Tract	833500

Owner

434 Sunfish Ln is owned and occupied by two individuals who acquired it in April 2026.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2014 · Amount on File
Deed Sale	Feb 24, 2014 · Amount on File
Deed Document Number	20142946
Last Transfer Date	Apr 8, 2026
Transfer Doc	0000007293
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011

Mortgage

Document Number	0000007543
Date	Mar 23, 2021
Instrument	2021R07543

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	33148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Apr 24, 2026
Property Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011
Document Number	0000007293
Instrument Date	Apr 8, 2026
Instrument	20267293
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011

Mortgage

Document Number	0000007294,
Date	Apr 24, 2026
Instrument	20267294

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 7, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011

Mortgage

Document Number	2021R07543
Date	Mar 23, 2021
Instrument	2021R07543

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	33148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019725
Date	Nov 12, 2019
Instrument	2019R19725

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Sep 19, 2017
Property Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011
Document Number	2017R19027
Map Reference	LB 21 PG 11-15
Instrument Date	Aug 9, 2017
Instrument	2017R19027
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	GREATER METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 W ERIE RD, 336, TEMPERANCE, MI 48182-9394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011

Mortgage

Document Number	0000019028
Date	Sep 19, 2017
Instrument	2017R19028

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 15, 2017
Property Address	434 SUNFISH LN, TEMPERANCE, MI 48182-3011
Document Number	0000022918
Instrument Date	Aug 9, 2017
Instrument	22918
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 SUNFISH LN TEMPERANCE MI 481823011, TEMPERANCE, MI 48182-3011

Tax Assessment & Valuation

The 2025 property tax bill for 434 Sunfish Ln was $3,484 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,700 (+3.68%) Land $177,700	$355,400 (+3.68%) Land $355,400
2025	$3,484.00 Homeowner's exemption	$171,400 Land $171,400	$342,800 Land $342,800
2023	$3,092.00 Homeowner's exemption	$132,600	$265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Sunfish Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Sunfish Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber.

Nearby Properties on Sunfish Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures