434 Sumner Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 434 Sumner Ave, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1971
Square Footage1,516 sqft Living Area
Lot Size5,489 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2009)
Tax Bill$9,271.00 (2025)

Property Details

APN / Parcel Number

Primary APN044-073-33
Alternative APN
  • 044-073-33-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,516 sqft Living Area
Gross Area1,905 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area5,489 sqft (0.126 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area389 sqft Garage
Deck Area448 sqft Deck
Patio Area448 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address434 SUMNER AVE
CityAPTOS
StateCA
Zip95003-5215
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPERTIES
Legal Block25
Legal Lot Number14
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2000
Census Tract122205

Owner

Source: Santa Cruz County records · APN 044-073-33

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address434 SUMNER AVE, APTOS, CA 95003-5215
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIREFIGHTERS FIRST FCU
Feb 19, 2021Deed of Trust, Mortgage · Line of Credit
FIREFIGHTERS FIRST FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2009 · Amount on Record
Deed SaleAug 07, 2009 · Amount on Record
Deed Doc Number200938055
Prior Transfer DateMay 15, 2007
Prior Transfer Doc0000019879
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address434 SUMNER AVE, APTOS, CA 95003-5215
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 SUMNER AVE, APTOS, CA 95003-5215

Mortgage

Document Number0000010476
DateFeb 19, 2021
Instrument2021-0010476
Lender
NameFIREFIGHTERS FIRST FCU
TypeCredit Union
AddressLOS ANGELES, CA 90041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address434 SUMNER AVE, APTOS, CA 95003-5215
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 SUMNER AVE, APTOS, CA 95003-5215

Mortgage

Document Number0000010477
DateFeb 19, 2021
Instrument2021-0010477
Lender
NameFIREFIGHTERS FIRST FCU
TypeCredit Union
AddressLOS ANGELES, CA 90041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$691,237 (+2%) Land $394,993 Building $296,244
2025$9,271.00 (+10.59%)$677,684 (+4.04%) Land $387,248 Building $290,436
2023$8,383.00 (+2.34%)$651,368 Land $372,210 Building $279,158$977,400
2022$8,191.00

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