434 Spruce Ave, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 434 Spruce Ave, West Islip, NY 11795

Property Summary

Property TypeSingle Family Home
Lot Size0.27 acres (11,761 sqft)
OwnerCompany Name on Record
Deeds & MortgagesApr 2018 Refinance
Flood ZoneZone X (minimal risk)
APN472889 414.-3-31

Property Details

APN / Parcel Number

Primary APN472889 414.-3-31
Alternative APNs
  • 0500-414.00-03.00-031.000
  • 288941400000030310000000
  • 472800864000
  • 671490

Exterior

Lot Area11,761 sqft (0.27 acres)
Lot Width60 ft Width

Location & Zoning

Account Number671490
Street Address434 SPRUCE AVE
CityWEST ISLIP
StateNY
Zip11795-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionX2193435Y178958 T036H00000000
Legal Block4000
Legal Lot Number300
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group2
Census Block2017
Census Tract146800

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address434 SPRUCE AVE, WEST ISLIP, NY 11795-2717
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address434 SPRUCE AVE, WEST ISLIP, NY 11795-2717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229140212
DateApr 3, 2018
Book Page22914/212
Instrument18-0059933
Lender
NameAMERICAN BROADCAST EMPLOYEES FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictWest Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$44,100 (-) Land $9,800 Building $34,300
2024$621,127 (+2.54%) Land $138,028 Building $483,099
2023$44,100 Land $9,800 Building $34,300$605,769 Land $134,615 Building $471,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims5 (2010–2014)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2014 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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