434 S 10th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 434 S 10th St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.215 acres (9,360 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2019)
Tax Bill	$3,601 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-457-006`

Property Details

APN / Parcel Number

Primary APN	`08-23-457-006`

Exterior

Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	156 ft deep x 60 ft wide

Location & Zoning

Account Number	0823457006
Street Address	434 S 10TH ST
City	DEKALB
State	IL
Zip	60115-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 - BLK 12 - ADDITION TO BLKS 12 & 13 - H D HUNTS ADDITION
Legal Subdivision	H D HUNTS ADDITION
Legal Block	12,13
Legal Lot Number	11
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3022
Census Tract	1500

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 S 10TH ST, DEKALB, IL 60115-4234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Apr 21, 2023	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK
Nov 2, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	20195069
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	434 S 10TH ST, DEKALB, IL 60115-4234
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 S 10TH ST, DEKALB, IL 60115-4234

Mortgage

Document Number	0000008432
Date	Oct 22, 2025
Instrument	2025008432

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Jul 1, 2049

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	434 S 10TH ST, DEKALB, IL 60115-4234
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002687
Date	Apr 21, 2023
Instrument	2023002687

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jul 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	434 S 10TH ST, DEKALB, IL 60115-4234
Document Number	0000012308
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW WASHINGTON DC 204100001, WASHINGTON, DC 20410-0001

Mortgage

Document Number	0000012308
Date	Nov 19, 2020
Instrument	12308

Lender

Name	HUD-HOUSING/URBAN DEV
Address	DEKALB, IL 60115

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 17, 2019
Property Address	434 S 10TH ST, DEKALB, IL 60115-4234
Document Number	0000005069
Instrument Date	Jun 14, 2019
Instrument	5069
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 S 10TH ST DEKALB IL 601154234, DEKALB, IL 60115-4234

Mortgage

Document Number	5070
Date	Jun 17, 2019
Instrument	5070

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Interest

Rate	4%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	434 S 10TH ST, DEKALB, IL 60115-4234
Document Number	0000011445
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 S 10TH ST DEKALB IL 601154234, DEKALB, IL 60115-4234

Mortgage

Document Number	0000011445
Date	Nov 16, 2017
Instrument	11445

Lender

Name	WELLS FARGO BK
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,075 (+25.6%) Land $10,539 Building $45,536	$168,225 (+25.6%) Land $31,617 Building $136,608
2024	$3,601.00
2023		$44,647 Land $8,391 Building $36,256	$133,941 Land $25,173 Building $108,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

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