434 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 434 Rutledge St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,936 sqft · built 1939
Lot Size	0.13 acres (5,706 sqft)
Owner	Company Name on File
Last Sale	$16,501 (Jan 2020)
Tax Bill	$530 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0226-0020`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0226-0020`
Alternative APNs	`45-08-05-183-017.000-004` `254402260020`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Attic Area	968 sqft
Basement Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,706 sqft (0.13 acres)
Lot Dimensions	127 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-44-0226-0020
Old Parcel Number	254402260020
Street Address	434 RUTLEDGE ST
City	GARY
State	IN
Zip	46404-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. GARY LAND CO'S. 6TH SUB. N. 5 FT. L.17 BL.11 ALL L.18 BL.11 S. 10 FT. L.1 9 BL.11
Legal Subdivision	GARY LAND CO
Legal Block	11
Legal Lot Number	17
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1033
Census Tract	10203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Combs Addition Historic District listed 2014 · 99 contributing resources · NRIS 14000805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

434 Rutledge St is owned by a company that bought it in January 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Company Name on File
Mailing Address	6321 DEMPSTER ST, MORTON GROVE, IL 60053-2848
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
Jan 24, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Nov 21, 2007
Deed Document Number	2020 006247
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	434 RUTLEDGE ST, GARY, IN 46404-1011
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9242 MARMORA AVE, MORTON GROVE, IL 60053-1508

Mortgage

Document Number	0000021447
Date	Aug 5, 2021
Instrument	2021-521447

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	LAKE IN
Recording Date	Jan 24, 2020
Property Address	434 RUTLEDGE ST, GARY, IN 46404-1011
Document Number	0000006247
Instrument Date	Jan 10, 2020
Instrument	6247
Transaction Type	Foreclosure
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6321 DEMPSTER ST #263 MORTON GROVE IL 600532848, 263, MORTON GROVE, IL 60053-2848

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,700 Land $9,700 Building $86,000	$95,700 Land $9,700 Building $86,000
2024	$530.00
2023		$41,800 (+12.06%) Land $10,100 Building $31,700	$41,800 (+12.06%) Land $10,100 Building $31,700
2022	$427.00	$37,300 Land $6,000 Building $31,300	$37,300 Land $6,000 Building $31,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Rutledge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 434 Rutledge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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