Lorain County property record for 434 Root Rd, Lorain, OH 44052 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 884 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $45,000 (2024) |
| Tax Bill | $1,313.00 (2025) |
Source: Lorain County records · APN 03-00-046-103-058
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 ROOT RD, LORAIN, OH 44052-2537 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 21, 2022 | Contract Sale, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on Record |
| Deed Sale | Sep 24, 2024 · Amount on Record |
| Prior Sale | Sep 24, 2024 |
| Deed Doc Number | 2024093345 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 434 ROOT RD, LORAIN, OH 44052-2537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 434 ROOT RD, LORAIN, OH 44052-2537 |
| Document Number | 0000069859 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025-0069859 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 21, 2022 |
| Property Address | 434 ROOT RD, LORAIN, OH 44052-2537 |
| Document Number | 0000880036 |
| Instrument Date | Jun 19, 2022 |
| Instrument | 2022-0880036 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3756 W ERIE AVE APT 123, 3756, LORAIN, OH 44053-1291 |
| Name | Verified Name |
|---|---|
| Address | 434 ROOT RD, LORAIN, OH 44052-2537 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,313.00 | $34,350 (+%) Land $7,880 Building $26,470 | $98,140 (-) Land $22,500 Building $75,640 |
| 2024 | $1,313.00 (-1.65%) | $34,349 (+35.85%) Land $7,875 Building $26,474 | $98,140 (+35.85%) Land $22,500 Building $75,640 |
| 2023 | $1,335.00 (+50.68%) | $25,285 (+0.02%) Land $6,241 Building $19,044 | $72,240 (-) Land $17,830 Building $54,410 |
| 2022 | $886.00 | $25,280 Land $6,240 Building $19,040 | |
| 2021 | $72,240 Land $17,830 Building $54,410 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-046-103-058 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 884 sqft Living Area |
| 1st Floor | 884 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 384 sqft Patio |
| Porch | Open Porch |
| Porch Area | 88 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 434 ROOT RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2537 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50 X 180 |
| Legal Subdivision | SHEFFIELD TOWNSHIP |
| Legal Block | 103 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 22100 |
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