Berkeley County property record for 434 Rivers Row Dr, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 3,332 sqft · built 2016 |
| Lot Size | 0.306 acres (13,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,380 (Apr 2016) |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-06-02-076 |
| Primary APN | 196-06-02-076 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,332 sqft Finished Area |
| Gross Area | 4,425 sqft |
| 1st Floor Area | 1,676 sqft |
| 2nd Floor Area | 1,656 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,362 sqft (0.306 acres) |
| Garage Area | 483 sqft |
| Porch | Slab |
| Porch Area | 242 sqft |
| Street Address | 434 RIVERS ROW DR |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-8453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 66CYPRESS RIDGE PH 2C |
| Legal Subdivision | CYPRESS RIDGE |
| Legal Lot Number | 66 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20707 |
434 Rivers Row Dr is owned and occupied by an individual who bought it in April 2016.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 RIVERS ROW DR, MONCKS CORNER, SC 29461-8453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Dec 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 20169727 |
| Deed Book / Page | 2143 / 415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 434 RIVERS ROW DR, MONCKS CORNER, SC 29461-8453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03678/0315 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 3678/315 |
| Instrument | 2021005393 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 434 RIVERS ROW DR, MONCKS CORNER, SC 29461-8453 |
| Document Number | 3224/0068 |
| Instrument Date | Dec 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 434 RIVERS ROW DR MONCKS CORNER SC 294618453, MONCKS CORNER, SC 29461-8453 |
| Document Number | 3224/0068 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 003224/000068 |
| Instrument | 46098 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2049 |
The 2025 property tax bill for 434 Rivers Row Dr was $1,453 with a homeowner's exemption, up 3.9% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,750 (+2,4%) Land $61,222 Building $243,528 | $448,000 (-) Land $90,000 Building $358,000 | |
| 2025 | $1,453.00 (+3.86%) | $12,190 (-) Land $2,449 Building $9,741 | $448,000 (-) Land $90,000 Building $358,000 |
| 2024 | $1,399.00 Homeowner's exemption | $12,190 Land $2,449 Building $9,741 | $448,000 Land $90,000 Building $358,000 |
| 2022 | $1,397.00 Homeowner's exemption | $10,600 Land $1,400 Building $9,200 | $265,000 Land $35,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 434 Rivers Row Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Rivers Row Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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