434 Riverchase Dr, Sparta, TN 38583 Property Records

White County property record for 434 Riverchase Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,869 sqft · built 1990
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Dec 2022)
Tax Bill	$2,909 (2021)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093059 09701`

Property Details

APN / Parcel Number

Primary APN	`093059 09701`
Alternative APN	`059 09701`

Interior

Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,869 sqft Living Area
1st Floor Area	2,010 sqft
Upper Floors Area	1,744 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	161,172 sqft (3.7 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	848 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	434 RIVERCHASE DR
City	SPARTA
State	TN
Zip	38583-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	DISTRICT: 1; SUBDIVISION: HUNTERS POINT SUBDIVISION; LOT: 3
Legal Subdivision	HUNTERS POINT SUBDIVISION
Legal Lot Number	1
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2036
Census Tract	935300

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	434 RIVERCHASE DR, SPARTA, TN 38583-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	22005697
Deed Book / Page	RB523 / 120
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Dec 27, 2022
Property Address	434 RIVERCHASE DR, SPARTA, TN 38583-2407
Document Number	0RB523/120
Book / Page	RB523 / 120
Map Reference	MB 3 PG 209
Instrument Date	Dec 21, 2022
Instrument	22005697
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY T&E CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,830.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 RIVERCHASE DR, SPARTA, TN 38583-2407

Mortgage

Document Number	0022005698
Date	Dec 27, 2022
Instrument	22005698

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,925 (+59.06%) Land $20,800 Building $161,125	$727,700 (+59.06%) Land $83,200 Building $644,500
2023		$114,375 Land $13,375 Building $101,000
2021	$2,909.00
2020			$457,500 Land $53,500 Building $404,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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