434 Redbud Cir, Whitehouse, TX 75791 Property Records

Smith County property record for 434 Redbud Cir, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,134 sqft · built 2001
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$73,800 (Jun 2006)
Tax Bill	$974 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R117176`

Property Details

APN / Parcel Number

Primary APN	`R117176`
Alternative APN	`1-79945-0004-00-047000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,134 sqft Heated Area
1st Floor Area	1,134 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R117176
Street Address	434 REDBUD CIR
City	WHITEHOUSE
State	TX
Zip	75791-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WILLOWS BLOCK 4 LOT/SPACE 47 LT 47 BL 4
Legal Subdivision	THE WILLOWS
Legal Block	4
Legal Lot Number	47
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	3
Census Block	3003
Census Tract	2200

Owner

434 Redbud Cir is owned and occupied by an individual who bought it in June 2006.

Source: Smith County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	434 REDBUD CIR, WHITEHOUSE, TX 75791-4404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2006 · Amount on File
Deed Sale	Jun 30, 2006 · Amount on File
Deed Document Number	20062006-R0032660
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	434 REDBUD CIR, WHITEHOUSE, TX 75791-4404
Document Number	0000030448
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 REDBUD CIR WHITEHOUSE TX 757914404, WHITEHOUSE, TX 75791-4404

Mortgage

Document Number	0000030448
Date	Sep 11, 2019
Instrument	30448

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 434 Redbud Cir was $974 with exemptions applied.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$974.00 Homeowner's exemption Senior Citizen's exemption	$164,394 (+9.82%) Land $20,239 Building $144,155	$164,394 (+9.82%) Land $20,239 Building $144,155
2025	$974.00 Homeowner's exemption Senior Citizen's exemption	$149,691 Land $20,476 Building $129,215	$149,691 Land $20,476 Building $129,215
2024	$974.00
2023	$974.00 (-47.01%) Homeowner's exemption	$206,091 Land $35,000 Building $171,091	$206,091 Land $35,000 Building $171,091
2022	$1,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Redbud Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2007–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Redbud Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEHOUSE serves 9,571 people · EPA ID TX2120025
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20