434 Prescott Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 434 Prescott Rd, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details2,018 sqft · built 1959
Lot Size0.144 acres (6,260 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Apr 2021)
Tax Bill$13,970 (2025)
Deeds & MortgagesApr 2022 Transfer
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-01201-0000-00006

Property Details

APN / Parcel Number

Primary APN19-01201-0000-00006
Alternative APN
  • 190120100006

Interior

Stories2 Stories
Building Area2,018 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCape Cod
Construction TypeFrame
Lot Area6,260 sqft (0.144 acres)
Lot Dimensions108 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address434 PRESCOTT RD
CityUNION
StateNJ
Zip07083-9140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1201
Legal Lot Number6
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2004
Census Tract33400

Owner

434 Prescott Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Union County and Union Township records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address434 PRESCOTT RD, UNION, NJ 07083-9140
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Intrafamily Transfer, Transfer
MORTGAGE CONNECT LP
Apr 5, 2021Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2021 · Amount on File
Deed SaleApr 5, 2021 · Amount on File
Prior SaleJun 27, 2006 · Amount on File
Deed Document Number20213272
Deed Book / Page6407 / 2691
Last Transfer DateMar 31, 2022
Transfer Doc0064602251
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NJ
Recording DateApr 19, 2022
Property Address434 PRESCOTT RD, UNION, NJ 07083-9140
Document Number0064602251
Book / Page6460 / 2251
Instrument DateMar 31, 2022
Instrument17107
Transaction TypeTransfer
Record UpdatedMay 9, 2022
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address434 PRESCOTT RD, 434, UNION, NJ 07083-9140

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 PRESCOTT RD, UNION, NJ 07083-9140

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateApr 5, 2021
Property Address434 PRESCOTT RD, UNION, NJ 07083-9140
Document Number0064072691
Book / Page6407 / 2691
Instrument DateFeb 16, 2021
Instrument3272
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyTITLE GUARANTEE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,559.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 VAUGHAN DR, 20, NEWARK, NJ 07103-3459

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 PRESCOTT RD, UNION, NJ 07083-9140

Mortgage

Document Number8661
DateApr 5, 2021
Instrument8661
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 434 Prescott Rd was $13,970, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,900 (-) Land $21,000 Building $38,900$59,900 (-) Land $21,000 Building $38,900
2025$13,970.00 (+4.35%)$59,900 Land $21,000 Building $38,900$59,900 Land $21,000 Building $38,900
2024$13,388.00
2023$59,900 Land $21,000 Building $38,900$59,900 Land $21,000 Building $38,900
2022$12,528.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 434 Prescott Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1983–2026)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Prescott Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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