Niagara County and Lockport City property record for 434 Pine St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 1890 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,000 (May 1995) |
| Tax Bill | $4,090 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-5573.000 |
| Primary APN | 6-5573.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 480 sqft |
| Upper Floors Area | 108 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 170 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 278 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6-5573.000 |
|---|---|
| Street Address | 434 PINE ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2 |
| Legal Lot Number | 61.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 23901 |
434 Pine St is owned and occupied by an individual who bought it in May 1995.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 PINE ST, LOCKPORT, NY 14094-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 1995 · Amount on File |
| Deed Sale | May 26, 1995 · Amount on File |
| Deed Book / Page | 2583 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 434 PINE ST, LOCKPORT, NY 14094-5507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001338 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2017-01338 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2026 property tax bill for 434 Pine St was $4,090 with a homeowner's exemption, up 16.5% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,090.00 (+16.46%) Homeowner's exemption | ||
| 2025 | $3,512.00 | $154,000 Land $5,100 Building $148,900 | $154,000 Land $5,100 Building $148,900 |
| 2023 | $140,000 Land $5,100 Building $134,900 | $140,000 Land $5,100 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 434 Pine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures